Bank of China Financials

601988 Stock   5.61  0.04  0.71%   
Please use analysis of Bank of China fundamentals to determine if markets are correctly pricing the company. We were able to analyze twenty-eight available fundamental indicators for Bank of China, which can be compared to its peers. The stock experiences a moderate downward daily trend and can be a good diversifier. Check odds of Bank of China to be traded at 5.5 in 90 days. Key indicators impacting Bank of China's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income252.1 B286.5 B
Fairly Down
Slightly volatile
  
Understanding current and past Bank of China Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of China's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of China's assets may result in an increase in income on the income statement.
Please note, the presentation of Bank of China's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bank of China's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bank of China's management manipulating its earnings.

Bank of China Stock Summary

Bank of China competes with Dongfeng Automobile, Shanghai Yaoji, Guangzhou Automobile, Hainan Airlines, and Zhejiang Qianjiang. Bank of China is entity of China. It is traded as Stock on SHG exchange.
Specialization
Financial Services, Banks - Diversified
InstrumentChina Stock View All
ExchangeShanghai Stock Exchange
ISINCNE000001N05
Business AddressNo 1 Fuxingmen
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.boc.cn
Phone86 10 6659 6688
You should never invest in Bank of China without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bank Stock, because this is throwing your money away. Analyzing the key information contained in Bank of China's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bank of China Key Financial Ratios

Bank of China's financial ratios allow both analysts and investors to convert raw data from Bank of China's financial statements into concise, actionable information that can be used to evaluate the performance of Bank of China over time and compare it to other companies across industries.

Bank of China Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets24.4T26.7T28.9T32.4T35.1T27.1T
Other Current Liab105.9B145.2B152.5B125.7B113.1B117.8B
Other Liab356.3B407.2B452.8B493.8B567.8B400.9B
Net Tangible Assets1.5T1.7T1.9T2.1T2.4T1.7T
Retained Earnings1.3T1.5T1.6T1.1T1.2T1.3T
Accounts Payable14.9T15.9T16.9T17.9T20.6T16.4T
Cash3.8T24.7T4.1T4.5T4.1T7.2T
Other Assets11.6T12.8T13.9T15.4T17.7T13.1T
Net Receivables929.2B771.9B490.9B377.1B339.4B591.2B
Inventory2.3B2.4B2.1B2.0B1.8B1.9B
Other Current Assets1.8T1.7T1.7T1.8T1.6T1.5T
Total Liab22.2T24.4T26.3T29.7T32.1T24.8T
Total Current Assets4.6T4.5T4.9T5.2T6.0T4.9T
Intangible Assets22.1B23.1B24.8B26.4B29.2B23.4B
Net Invested Capital3.4T3.8T4.2T4.7T5.2T4.0T

Bank of China Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
202020212022202320242025 (projected)
Interest Expense344.2B364.3B421.6B582.3B622.6B333.4B
Total Revenue565.4B604.1B617.4B621.9B629.4B601.4B
Income Before Tax246.4B276.6B284.6B295.6B295.0B281.1B
Net Income192.9B216.6B227.4B231.9B237.8B218.0B
Income Tax Expense48.8B41.3B49.3B47.1B54.2B48.4B
Minority Interest124.4B(10.8B)(10.1B)(14.5B)(14.9B)(14.1B)
Tax Provision41.3B49.3B47.1B49.2B42.2B47.8B
Net Interest Income415.9B425.1B460.7B466.5B448.9B439.5B
Interest Income760.1B789.5B882.3B1.0T1.1T876.5B

Bank of China Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Bank of China. It measures of how well Bank is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Bank of China brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Bank had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Bank of China has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
202020212022202320242025 (projected)
Investments(123.0B)(525.0B)(173.9B)(539.4B)(806.0B)(765.7B)
Change In Cash149.0B480.8B115.8B425.3B(147.8B)(140.4B)
Net Borrowings301.4B151.0B136.2B116.0B133.4B167.0B
Depreciation27.5B28.8B29.2B30.4B29.2B25.9B
Dividends Paid65.9B70.2B78.5B(112.9B)(118.4B)(112.5B)
Capital Expenditures39.6B30.2B27.7B29.1B27.2B28.2B
Net Income192.9B216.6B227.4B231.9B237.8B218.0B
Change To Netincome8.6B(12.0B)(9.6B)(9.9B)(11.4B)(11.9B)
End Period Cash Flow1.5T2.0T2.1T2.5T2.4T1.9T
Free Cash Flow33.4B813.1B(39.1B)787.3B523.7B354.1B
Other Non Cash Items(82.5B)42.6B(121.9B)(146.8B)(160.6B)(152.6B)

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of China's current stock value. Our valuation model uses many indicators to compare Bank of China value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of China competition to find correlations between indicators driving Bank of China's intrinsic value. More Info.
Bank of China is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of China is roughly  11.75 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Bank of China by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Bank of China's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Bank of China Systematic Risk

Bank of China's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of China volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Bank of China correlated with the market. If Beta is less than 0 Bank of China generally moves in the opposite direction as compared to the market. If Bank of China Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of China is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of China is generally in the same direction as the market. If Beta > 1 Bank of China moves generally in the same direction as, but more than the movement of the benchmark.

Bank of China Total Assets Over Time

Bank of China November 1, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of China help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of China. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of China based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of China's daily price indicators and compare them against related drivers.

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When running Bank of China's price analysis, check to measure Bank of China's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of China is operating at the current time. Most of Bank of China's value examination focuses on studying past and present price action to predict the probability of Bank of China's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of China's price. Additionally, you may evaluate how the addition of Bank of China to your portfolios can decrease your overall portfolio volatility.
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