Lloyds Financial Statements From 2010 to 2025

LYG Stock  USD 4.71  0.03  0.64%   
Lloyds Banking's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Lloyds Banking's valuation are provided below:
Gross Profit
17.9 B
Profit Margin
0.2201
Market Capitalization
69.5 B
Enterprise Value Revenue
3.5798
Revenue
17.9 B
There are over one hundred nineteen available fundamental ratios for Lloyds Banking, which can be analyzed over time and compared to other ratios. Active traders should verify all of Lloyds Banking last-minute fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The Lloyds Banking's current Enterprise Value is estimated to increase to about 224.8 B, while Market Cap is projected to decrease to roughly 37.4 B.

Lloyds Banking Total Revenue

24.27 Billion

Check Lloyds Banking financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Lloyds Banking's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 B, Interest Expense of 20 B or Other Operating Expenses of 33.2 B, as well as many indicators such as Price To Sales Ratio of 1.85, Dividend Yield of 0.0561 or PTB Ratio of 0.71. Lloyds financial statements analysis is a perfect complement when working with Lloyds Banking Valuation or Volatility modules.
  
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Check out the analysis of Lloyds Banking Correlation against competitors.

Lloyds Banking Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets599.2 B906.7 B798.1 B
Pretty Stable
Short and Long Term Debt Total99.4 B80.9 B117.1 B
Very volatile
Total Stockholder Equity31.2 B45.7 B44.4 B
Slightly volatile
Property Plant And Equipment Net7.4 B10.1 B9.5 B
Slightly volatile
Cash35.4 B62.7 B58.9 B
Slightly volatile
Non Current Assets Total886.2 B844 B329.7 B
Slightly volatile
Other Assets7.6 BB424.2 B
Slightly volatile
Cash And Short Term Investments38.9 B62.7 B59.6 B
Slightly volatile
Common Stock Shares Outstanding26.6 B15.8 B31.4 B
Slightly volatile
Liabilities And Stockholders Equity650 B906.7 B805.4 B
Pretty Stable
Non Current Liabilities Total474.7 B860.8 B509.2 B
Pretty Stable
Total Liabilities496.2 B860.8 B615.1 B
Pretty Stable
Total Current Assets49.9 B64.3 B64.8 B
Slightly volatile
Other Current Assets1.6 B1.7 B290.3 B
Slightly volatile
Intangible AssetsB5.4 B3.3 B
Slightly volatile
Retained Earnings10 B5.9 B7.3 B
Pretty Stable
Common StockB6.1 B6.4 B
Pretty Stable
Other Liabilities227.9 B147.8 B249.9 B
Slightly volatile
Accounts Payable1.2 B1.3 B402.8 B
Slightly volatile
Long Term Debt96.8 B55.1 B124 B
Slightly volatile
Good Will3.3 B2.7 B2.7 B
Pretty Stable
Property Plant Equipment16 B13.4 B14.2 B
Slightly volatile
Total Current Liabilities8.3 B8.7 B174.8 B
Very volatile
Net Receivables1.1 B768.6 MB
Slightly volatile
Net Tangible Assets44 B35.9 B51.5 B
Very volatile
Deferred Long Term Liabilities46.2 M48.6 M1.3 B
Slightly volatile
Long Term Investments179.6 B242.9 B221.5 B
Pretty Stable
Short and Long Term Debt643.7 B613.1 B300.1 B
Slightly volatile
Long Term Debt Total72.1 B56.3 B93.8 B
Slightly volatile
Capital Surpluse19.8 B18.7 B17.9 B
Slightly volatile
Earning Assets273.1 B366.3 B258.3 B
Slightly volatile
Net Invested Capital115.5 B133 B140 B
Pretty Stable
Capital Stock5.4 B6.1 B6.9 B
Slightly volatile

Lloyds Banking Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.7 B3.4 B2.3 B
Slightly volatile
Other Operating Expenses33.2 B31.6 B15.2 B
Pretty Stable
Operating Income9.1 BB11.3 B
Slightly volatile
Selling General Administrative226.6 M238.5 M610 M
Slightly volatile
Total Revenue24.3 B37.6 B23.9 B
Slightly volatile
Gross Profit14.9 B18.6 B16.6 B
Pretty Stable
Selling And Marketing Expenses194.6 M153 M226.9 M
Slightly volatile
Net Interest Income12.6 B12.3 B11.5 B
Slightly volatile
Interest Income20.7 B31.3 B18.6 B
Slightly volatile
Reconciled DepreciationB3.4 B2.6 B
Slightly volatile

Lloyds Banking Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow49.6 B88.8 B71.3 B
Very volatile
Depreciation1.7 B1.3 B2.2 B
Pretty Stable
Capital Expenditures2.7 B4.4 B3.5 B
Slightly volatile
End Period Cash Flow51.2 B70.8 B71.9 B
Very volatile
Stock Based Compensation439 M428.9 M389.2 M
Slightly volatile
Issuance Of Capital Stock96 M187 M95.2 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.851.94573.4326
Slightly volatile
Dividend Yield0.05610.05350.0332
Slightly volatile
PTB Ratio0.710.74792.413
Slightly volatile
Days Sales Outstanding14.0316.9315.0329
Slightly volatile
Book Value Per Share0.770.73520.6418
Slightly volatile
Stock Based Compensation To Revenue0.01380.01830.0169
Slightly volatile
Capex To Depreciation1.211.691.442
Pretty Stable
PB Ratio0.710.74792.413
Slightly volatile
EV To Sales3.243.41495.2335
Slightly volatile
Sales General And Administrative To Revenue0.01390.01470.0369
Slightly volatile
Capex To Revenue0.340.320.173
Slightly volatile
Cash Per Share2.32.19521.4625
Slightly volatile
Interest Coverage0.90.48811.5079
Pretty Stable
Payout Ratio0.390.41350.6428
Slightly volatile
Intangibles To Total Assets0.00860.0090.0064
Slightly volatile
Current Ratio0.170.28220.238
Very volatile
Tangible Book Value Per Share0.630.6040.5614
Slightly volatile
Receivables Turnover34.7428.5127.4694
Pretty Stable
Graham Number1.131.08050.7462
Slightly volatile
Shareholders Equity Per Share0.770.73250.6363
Slightly volatile
Debt To Equity2.191.93632.3006
Slightly volatile
Capex Per Share0.09460.09010.0522
Slightly volatile
Revenue Per Share0.260.28150.3161
Slightly volatile
Interest Debt Per Share1.041.72291.5731
Pretty Stable
Debt To Assets0.0880.09760.1189
Pretty Stable
Operating Cycle14.0316.9315.0329
Slightly volatile
Price Book Value Ratio0.710.74792.413
Slightly volatile
Dividend Payout Ratio0.390.41350.6428
Slightly volatile
Operating Profit Margin0.290.52810.4451
Very volatile
Company Equity Multiplier26.719.833320.1367
Slightly volatile
Long Term Debt To Capitalization0.530.65940.6703
Slightly volatile
Total Debt To Capitalization0.530.65940.6703
Slightly volatile
Return On Capital Employed0.0290.02230.0262
Pretty Stable
Debt Equity Ratio2.191.93632.3006
Slightly volatile
Ebit Per Revenue0.290.52810.4451
Very volatile
Quick Ratio0.170.28220.238
Very volatile
Cash Ratio0.130.12760.1551
Slightly volatile
Cash Conversion Cycle14.0316.9315.0329
Slightly volatile
Days Of Sales Outstanding14.0316.9315.0329
Slightly volatile
Price To Book Ratio0.710.74792.413
Slightly volatile
Fixed Asset Turnover1.651.73712.9308
Slightly volatile
Debt Ratio0.0880.09760.1189
Pretty Stable
Price Sales Ratio1.851.94573.4326
Slightly volatile
Asset Turnover0.01840.01940.0268
Slightly volatile
Gross Profit Margin0.510.70.7122
Slightly volatile
Price Fair Value0.710.74792.413
Slightly volatile

Lloyds Banking Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap37.4 B39.3 B44.3 B
Slightly volatile
Enterprise Value224.8 B137.5 B126.4 B
Slightly volatile

Lloyds Fundamental Market Drivers

Forward Price Earnings9.3897
Cash And Short Term Investments62.7 B

Lloyds Upcoming Events

28th of February 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
28th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Lloyds Banking Financial Statements

Lloyds Banking stakeholders use historical fundamental indicators, such as Lloyds Banking's revenue or net income, to determine how well the company is positioned to perform in the future. Although Lloyds Banking investors may analyze each financial statement separately, they are all interrelated. For example, changes in Lloyds Banking's assets and liabilities are reflected in the revenues and expenses on Lloyds Banking's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Lloyds Banking Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-1.3 B-1.2 B
Total Revenue37.6 B24.3 B
Cost Of Revenue19 B20 B
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.32  0.34 
Revenue Per Share 0.28  0.26 
Ebit Per Revenue 0.53  0.29 

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When determining whether Lloyds Banking Group is a strong investment it is important to analyze Lloyds Banking's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lloyds Banking's future performance. For an informed investment choice regarding Lloyds Stock, refer to the following important reports:
Check out the analysis of Lloyds Banking Correlation against competitors.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lloyds Banking. If investors know Lloyds will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lloyds Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.47)
Dividend Share
0.033
Earnings Share
0.3
Revenue Per Share
1.192
Quarterly Revenue Growth
0.059
The market value of Lloyds Banking Group is measured differently than its book value, which is the value of Lloyds that is recorded on the company's balance sheet. Investors also form their own opinion of Lloyds Banking's value that differs from its market value or its book value, called intrinsic value, which is Lloyds Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lloyds Banking's market value can be influenced by many factors that don't directly affect Lloyds Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lloyds Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lloyds Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lloyds Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.