Usio Company Leadership
| USIO Stock | USD 1.21 -0.04 -3.20% |
Usio's insiders are aggressively selling. The analysis of insiders' sentiment of trading Usio Inc stock suggests that virtually all insiders are panicking at this time. Usio employs about 107 people. The company is managed by 17 executives with a total tenure of roughly 22 years, averaging almost 1.0 years of service per executive, having 6.29 employees per reported executive.
| Louis Hoch Chairman President CEO, Vice Chairman of the Board, COO |
| Houston Frost President Senior Vice President - Corporate Development and Prepaid Products |
Insider Sentiment
Mostly Selling
Selling | Buying |
Latest Trades
| 2022-11-11 | Topline Capital Partners, Lp | Disposed 357529 @ 2.06 | View | ||
| 2022-11-10 | Topline Capital Management, Ll | Disposed 39994 @ 1.93 | View | ||
| 2022-11-09 | Topline Capital Partners, Lp | Disposed 112508 @ 2.11 | View |
Monitoring insider sentiment in Usio can give investors another window into how people closest to the business may be assessing current prospects. The stronger workflow is to compare insider behavior with earnings, guidance, and business changes instead of reading the transactions in isolation.
Management Team Effectiveness
The company has return on total asset (ROA) of -1.0 % which means that for every $100 of assets, it generated a loss of $1.0. This is well below the sector average. Similarly, it shows a return on stockholder's equity (ROE) of -2.06 %, which implies that it generated no returns to current stockholders.As of yesterday, Common Stock Shares Outstanding is positioned to expand toward approximately 28.3 M, even as conditions shift, Net Loss is positioned to expand toward about -4.7 M.
Stock Institutional Investors
Institutions hold about 16.80% of shares while insiders own roughly 28.23%. Annual revenue is about 85.39 Million. How the institutional base reacts to earnings changes can move Usio Inc in the short term. Shares outstanding are near 27.3 M. Whether the institutional base is growing or shrinking quarter over quarter matters more than the current snapshot.
| Shares | Gsa Capital Partners Llp | 2025-12-31 | 57.9 K | The Goldman Sachs Group Inc | 2025-09-30 | 49.5 K | Dimensional Fund Advisors, Inc. | 2025-12-31 | 46.4 K | Hanson Mcclain Inc | 2025-12-31 | 41.2 K | Advisor Group Holdings, Inc. | 2025-12-31 | 40.9 K | O'shaughnessy Asset Management Llc | 2025-12-31 | 36.4 K | Northern Trust Corp | 2025-09-30 | 33.4 K | Comprehensive Portfolio Management, Llc | 2025-12-31 | 27.3 K | Xtx Topco Ltd | 2025-09-30 | 23.6 K | Vanguard Group Inc | 2025-12-31 | 1 M | Perkins Capital Management Inc | 2025-12-31 | 705.9 K |
Insider Trading Activities
Insider disclosures for Usio Inc show how people closest to the business are behaving as market expectations change. The goal is to tell routine pay-related sales apart from trades that reflect genuine conviction.
Outstanding Bonds
Usio Inc may use bonds as part of its capital structure to fund operations, refinance liabilities, or support acquisitions and other long-duration investments. Longer-dated obligations can improve financing stability, but they also leave investors more exposed if the underlying business weakens before the debt matures.
| USB 581243 Corp BondUS91731KAA88 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Shares in Circulation | First Issued 1999-06-30 | Previous Quarter 26.9 M | Current Value 26.9 M | Average Shares Outstanding 10 M | Quarterly Volatility 8.2 M |
Macro event markers
Holders Distribution
For Usio Inc, institutional participation can be supportive or destabilizing depending on whether large holders are building conviction or reducing exposure. This matters because getting in early on a sponsorship cycle may help, but getting caught near a large-holder exit can have the opposite effect.
Market Cap and Value
Workforce Comparison
Usio Inc takes the leading position in number of employees compared to key competitors. The total workforce of Financials industry is at this time estimated at about 1,372. Usio holds roughly 107 in number of employees claiming about 8% of equities under Financials sector.
Insider Trading History
The insider trade history for Usio Inc reveals whether executives were buying or selling during key price moves. Current market capitalization is about 33.04 Million. Larger blocks and clustered timing carry more weight than isolated trades.
Notable Stakeholders
Stakeholders matter for Usio because not every influential participant is a shareholder acting with the same objective or time horizon. Used properly, stakeholder review helps investors stay aware of the people and incentives that may be shaping key decisions behind the scenes.
| Louis Hoch | President CEO, Vice Chairman of the Board, COO | Profile | |
| Houston Frost | Senior Vice President - Corporate Development and Prepaid Products | Profile | |
| AAP CPP | VP Counsel | Profile | |
| Michael White | Chief VP | Profile | |
| CPA CPA | VP CFO | Profile | |
| CFI CFE | Senior Compliance | Profile | |
| Kenneth Keller | Chief VP | Profile | |
| Steve Peterson | Senior Markets | Profile | |
| Larry CPP | Senior Development | Profile | |
| Silas Green | Senior Solutions | Profile | |
| AAP CAMS | Senior Compliance | Profile | |
| Paul Manley | Senior Relations | Profile | |
| Joe CPP | Vice Sales | Profile | |
| Jerry Uffner | Senior Issuing | Profile | |
| Gregory Carter | Executive Acceptance | Profile | |
| Matt Morris | VP Marketing | Profile | |
| Kyle CPP | VP Devel | Profile |
Management Information & Data Sources
Usio is a micro-cap company in Transaction & Payment Processing Services, Software - Infrastructure, Financials. Executive review focuses on insiders, senior management, and employee signals. Management quality is typically assessed through capital allocation choices and operating follow-through. CEO is Louis Hoch with 107 employees and 17 reported executives.
Inputs for Usio Inc come from periodic company reporting and market reference feeds and are mapped into a consistent schema for analysis. Some fields can appear with publication lag. Insider and management fields are mapped from published filings and company disclosures.
This content is curated and reviewed by:
Michael Smolkin - Member of Macroaxis Board of DirectorsWorkforce Efficiency and Productivity
Workforce metrics tied to Usio Inc offer a useful way to test whether headcount and economic output are moving in a productive direction. The stronger interpretation compares these measures with sector norms because labor intensity varies meaningfully across industries.
Usio Manpower Efficiency
Return on Usio Manpower
| Revenue Per Employee | 798.1K | |
| Revenue Per Executive | 5M | |
| Net Loss Per Employee | 23.5K | |
| Net Loss Per Executive | 147.8K | |
| Working Capital Per Employee | 95.4K | |
| Working Capital Per Executive | 600.6K |