Safety Insurance Company Insiders
| SAFT Stock | USD 74.32 0.79 1.07% |
Slightly above 58% of Safety Insurance's corporate insiders are selling. The analysis of insider sentiment suggests that many Safety Insurance Group insiders are, at present, alarmed. Safety Insurance employs about 568 people. The company is managed by 8 executives with a total tenure of roughly 10 years, averaging almost 1.0 years of service per executive, having 71.0 employees per reported executive.
| John Drago President Vice President - Marketing |
Insider Sentiment
Mostly Selling
Selling | Buying |
Latest Trades
| 2026-02-26 | Corp Srb | Disposed 11487 @ 78.36 | View | ||
| 2026-02-25 | Corp Srb | Disposed 2147 @ 78.29 | View | ||
| 2026-02-24 | Corp Srb | Disposed 3231 @ 77.14 | View | ||
| 2026-02-23 | Corp Srb | Disposed 4089 @ 77.48 | View | ||
| 2025-09-18 | Glenn Hiltpold | Acquired 55 @ 71.73 | View | ||
| 2025-09-05 | Dennis J Langwell | Acquired 2000 @ 72.39 | View | ||
| 2025-08-11 | Dennis J Langwell | Acquired 2000 @ 71.49 | View |
Monitoring insider sentiment in Safety Insurance can give investors another window into how people closest to the business may be assessing current prospects. The stronger workflow is to compare insider behavior with earnings, guidance, and business changes instead of reading the transactions in isolation.
Safety Insurance's Workforce Through the Years
Employee-history analysis for Safety Insurance can help investors see whether the business is expanding capacity, defending margins, or adjusting to softer demand. That is why the projected staffing path toward about slightly above 570 employees by April 2026 deserves to be read with the rest of the operating context.Macro event markers
Management Team Effectiveness
The company has return on total asset (ROA) of 3.38 % indicating that it generated $3.38 of profit per 100 dollars of assets. This is about average compared to peers. Similarly, it shows a return on stockholder's equity (ROE) of 11.54 %, implying that it generated $11.54 on every 100 dollars invested by shareholders.As of March 17th, 2026, Net Income Applicable To Common Shares is estimated to rise to approximately 69 M, whereas Common Stock Shares Outstanding is moving lower toward slightly above 14.2 M.
Stock Institutional Investors
Institutions hold about 86.40% of Safety Insurance Group shares while insiders own roughly 2.10%. Current market capitalization is about 1.09 Billion. At that level, fund flows and index rebalancing drive most of the daily volume. The business currently sits in the Financial Services sector and the Insurance - Property & Casualty industry. At that level of institutional ownership, fund flows and rebalancing cycles drive most of the float.
| Shares | Bank Of New York Mellon Corp | 2025-09-30 | 198.8 K | T. Rowe Price Associates, Inc. | 2025-09-30 | 163.3 K | Northern Trust Corp | 2025-09-30 | 155.7 K | Renaissance Technologies Corp | 2025-12-31 | 140 K | Morgan Stanley - Brokerage Accounts | 2025-09-30 | 130.9 K | Amvescap Plc. | 2025-09-30 | 126.1 K | Millennium Management Llc | 2025-12-31 | 100 K | Qube Research & Technologies | 2025-12-31 | 98.9 K | Teacher Retirement System Of Texas | 2025-12-31 | 83.8 K | Blackrock Inc | 2025-09-30 | 2.2 M | Srb Corp | 2025-12-31 | 1.8 M |
Insider Trading Activities
Reviewing insider transactions in Safety Insurance Group helps investors judge whether management behavior is aligned with the public narrative around growth, execution, and capital allocation. In practice, the pattern is most useful when it is compared with earnings releases, guidance changes, and balance-sheet developments rather than treated as a standalone catalyst.
Outstanding Bonds
Safety Insurance Group may use bonds as part of its capital structure to fund operations, refinance liabilities, or support acquisitions and other long-duration investments. Longer-dated obligations can improve financing stability, but they also leave investors more exposed if the underlying business weakens before the debt matures.
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| SAFE 28 15 JUN 31 Corp BondUS78646UAA79 | View | |
| SAFE 285 15 JAN 32 Corp BondUS78646UAB52 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View |
Corporate Filings
F4 | 3rd of March 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 2nd of March 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 27th of February 2026 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 25th of February 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 7th of November 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 3rd of November 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 31st of October 2025 An amended filing to the original Schedule 13G | ViewVerify |
Shares in Circulation | First Issued 2001-09-30 | Previous Quarter 14.8 M | Current Value 14.7 M | Average Shares Outstanding 14.9 M | Quarterly Volatility 2.3 M |
Macro event markers
Holders Distribution
For Safety Insurance Group, institutional participation can be supportive or destabilizing depending on whether large holders are building conviction or reducing exposure. This matters because getting in early on a sponsorship cycle may help, but getting caught near a large-holder exit can have the opposite effect.
Market Cap and Value
Workforce Comparison
Safety Insurance Group is rated below average in number of employees relative to competitors. The total workforce of Financials industry is at this time estimated at about 9,250. Safety Insurance holds roughly 568 in number of employees claiming about 6% of equities under Financials sector.
Profit Margins
The company has Profit Margin (PM) of 8.0 %, which indicates that the company has the margin capacity to absorb moderate cost pressure. This places it above the industry median. Similarly, it shows Operating Margin (OM) of 8.0 %, which indicates that for every 100 dollars of revenue, the company generates $8.0 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.26 | 0.3643 |
|
|
Insider Trading History
Reviewing the buy-sell ratio in Safety Insurance's insider history helps distinguish structural compensation events from discretionary trading activity. Sustained buying at multiple price levels is generally viewed as a stronger signal than routine scheduled sales under 10b5-1 plans.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2026-03-01 | 0.3729 | 22 | 59 | 52,164 | 58,064 |
| 2025-03-01 | 0.3929 | 22 | 56 | 48,328 | 21,085 |
| 2024-09-01 | 0.25 | 1 | 4 | 1,000.00 | 915.00 |
| 2024-03-01 | 0.7308 | 19 | 26 | 41,084 | 25,728 |
| 2023-09-01 | 1.0 | 2 | 2 | 33,384 | 125.00 |
| 2023-06-01 | 7.0 | 14 | 2 | 135,118 | 550.00 |
| 2023-03-01 | 0.6596 | 31 | 47 | 47,603 | 20,934 |
| 2022-03-01 | 0.5769 | 30 | 52 | 46,304 | 22,874 |
| 2021-03-01 | 0.6042 | 29 | 48 | 65,037 | 28,346 |
| 2020-12-01 | 8.0 | 8 | 1 | 95,487 | 329.00 |
| 2020-03-01 | 0.4211 | 32 | 76 | 82,419 | 28,823 |
| 2019-03-01 | 0.7805 | 32 | 41 | 77,362 | 63,659 |
| 2018-03-01 | 0.7241 | 21 | 29 | 47,882 | 27,033 |
| 2017-03-01 | 0.5263 | 20 | 38 | 46,049 | 25,043 |
| 2016-12-01 | 0.2222 | 2 | 9 | 0.00 | 90,750 |
| 2016-06-01 | 0.25 | 1 | 4 | 10,000 | 5,782 |
| 2016-03-01 | 0.4878 | 20 | 41 | 53,261 | 70,917 |
| 2015-03-01 | 1.2857 | 18 | 14 | 56,557 | 27,569 |
| 2014-06-01 | 0.3333 | 1 | 3 | 2,000 | 14,116 |
| 2014-03-01 | 0.9474 | 18 | 19 | 56,354 | 29,926 |
| 2013-03-01 | 0.4419 | 19 | 43 | 70,417 | 47,915 |
| 2012-06-01 | 1.0 | 2 | 2 | 2,000 | 2,000 |
| 2012-03-01 | 0.4103 | 16 | 39 | 91,844 | 55,842 |
| 2011-03-01 | 0.375 | 12 | 32 | 72,637 | 33,630 |
| 2010-12-01 | 0.4444 | 4 | 9 | 12,755 | 32,937 |
| 2010-09-01 | 0.3333 | 1 | 3 | 4,000 | 14,000 |
| 2010-03-01 | 0.3243 | 12 | 37 | 81,360 | 71,630 |
| 2009-12-01 | 0.3333 | 1 | 3 | 3,600 | 7,500 |
| 2009-03-01 | 0.3824 | 13 | 34 | 103,223 | 33,288 |
| 2008-12-01 | 0.1429 | 1 | 7 | 4,000 | 20,021 |
| 2008-09-01 | 0.3333 | 3 | 9 | 44,190 | 100,930 |
| 2008-06-01 | 0.3333 | 2 | 6 | 15,498 | 43,496 |
| 2008-03-01 | 1.5 | 12 | 8 | 80,816 | 25,308 |
| 2007-12-01 | 0.2 | 1 | 5 | 7,380 | 20,060 |
| 2007-03-01 | 3.25 | 13 | 4 | 74,188 | 33,856 |
| 2006-12-01 | 0.4211 | 8 | 19 | 73,468 | 167,178 |
| 2006-09-01 | 0.28 | 7 | 25 | 18,883 | 452,766 |
| 2006-06-01 | 0.8 | 16 | 20 | 98,742 | 168,216 |
| 2006-03-01 | 0.3725 | 19 | 51 | 82,170 | 95,360 |
| 2005-12-01 | 0.0382 | 5 | 131 | 47,018 | 155,786 |
| 2005-09-01 | 0.0559 | 9 | 161 | 4,635 | 157,220 |
| 2005-06-01 | 0.0681 | 13 | 191 | 85,836 | 197,676 |
| 2005-03-01 | 0.6061 | 20 | 33 | 133,629 | 155,017 |
| 2004-12-01 | 0.1194 | 8 | 67 | 32,502 | 65,004 |
| 2004-09-01 | 0.3088 | 42 | 136 | 108,716 | 207,460 |
| 2004-06-01 | 0.3235 | 11 | 34 | 19,015 | 33,253 |
| 2004-03-01 | 4.0 | 8 | 2 | 74,699 | 8,856 |
Notable Stakeholders
Stakeholders matter for Safety Insurance because not every influential participant is a shareholder acting with the same objective or time horizon. Safety Insurance's stakeholders can support or challenge the entity's direction, which is why tracking them can add context around price-sensitive developments.
| George CPCU | CEO President | Profile | |
| John Drago | Vice President - Marketing | Profile | |
| Christopher CPA | CFO VP | Profile | |
| Brian Lam | Vice Operations | Profile | |
| James CPCU | Vice Underwriting | Profile | |
| Glenn Hiltpold | Vice Services | Profile | |
| Mary McConnell | Vice Underwriting | Profile | |
| Christopher Whitford | CFO VP | Profile |
Management Information & Data Sources
Safety Insurance is a mid-cap company in Property & Casualty Insurance, Insurance - Property & Casualty, Financial Services. Executive review focuses on insiders, senior management, and employee signals. Employee count and organizational scale can help frame operating leverage and execution complexity. CEO is George CPCU with 568 employees and 8 reported executives.
This section for Safety Insurance Group is built from periodic company reporting and market reference feeds, with harmonization applied to align reporting definitions. Analyst projections are included when active coverage applies. Values may update on different source schedules. Insider and management fields are mapped from published filings and company disclosures.
This content is curated and reviewed by:
Rifka Kats - Member of Macroaxis Editorial BoardWorkforce Efficiency and Productivity
Workforce metrics tied to Safety Insurance Group offer a useful way to test whether headcount and economic output are moving in a productive direction. The stronger interpretation compares these measures with sector norms because labor intensity varies meaningfully across industries.
Safety Insurance Manpower Efficiency
Return on Safety Insurance Manpower
| Revenue Per Employee | 2.2M | |
| Revenue Per Executive | 156.8M | |
| Net Income Per Employee | 174.7K | |
| Net Income Per Executive | 12.4M |
Additional Tools for Safety Stock Analysis
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Price Exposure Probability Analyze equity upside and downside potential for a given time horizon across multiple markets | |
| Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges | |
| Global Markets Map Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals |