Citizens Community Company Top Insiders

CZWI Stock  USD 16.40  0.22  1.32%   
Citizens Community's insiders are aggressively buying. The analysis of insiders' sentiment of trading Citizens Community Bancorp stock suggests that almost all insiders are extremely bullish at this time. Citizens Community employs about 207 people. The company is managed by 3 executives with a total tenure of roughly 16 years, averaging almost 5.0 years of service per executive, having 69.0 employees per reported executive.
Stephen Bianchi  President
President Board

Insider Sentiment 100

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2025-08-06Michael R ConnerAcquired 1600 @ 15.03View
2025-08-04Timothy L OlsonAcquired 1471 @ 14.99View
2025-07-31Kathleen SkarvanAcquired 1000 @ 14.74View
Monitoring Citizens Community's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in interest.

Citizens Community's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens Community's future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of under 210 employees by October 2025.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Citizens Community Management Team Effectiveness

The Citizens Community's current Return On Tangible Assets is estimated to increase to 0.01. The Citizens Community's current Return On Capital Employed is estimated to increase to 0.07. As of now, Citizens Community's Return On Tangible Assets are increasing as compared to previous years. The Citizens Community's current Return On Assets is estimated to increase to 0.01, while Other Assets are projected to decrease to under 144.3 M. Citizens Community's management efficiency ratios could be used to measure how well Citizens Community manages its routine affairs as well as how well it operates its assets and liabilities.
The Citizens Community's current Net Income Applicable To Common Shares is estimated to increase to about 21.4 M, while Common Stock Shares Outstanding is projected to decrease to under 7.1 M.

Citizens Community Workforce Comparison

Citizens Community Bancorp is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,418. Citizens Community holds roughly 207 in number of employees claiming about 9% of equities under Financials industry.

Citizens Community Profit Margins

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.480.598
Significantly Down
Pretty Stable
Net Profit Margin0.110.1383
Significantly Down
Very volatile
Operating Profit Margin0.220.1755
Significantly Up
Very volatile
Pretax Profit Margin0.160.1755
Significantly Down
Very volatile
Return On Assets0.00830.0079
Sufficiently Up
Slightly volatile
Return On Equity0.08060.0768
Sufficiently Up
Slightly volatile

Citizens Community Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens Community insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-06-01
1.0
1
1
 3,000 
 3,000 
2025-03-01
0.2857
2
7
 7,583 
 4,717 
2024-12-01
0.5
1
2
 2,000 
 2,246 
2024-09-01
7.0
7
1
 1,373 
 75,000 
2024-03-01
2.5
15
6
 21,546 
 3,132 
2023-03-01
3.0
18
6
 34,684 
 4,179 
2022-03-01
2.4444
22
9
 29,588 
 6,188 
2021-12-01
3.0
6
2
 1,763 
 0.00 
2021-06-01
14.0
14
1
 5,236 
 739.00 
2021-03-01
33.0
33
1
 31,572 
 488.00 
2020-03-01
9.0
36
4
 30,488 
 1,584 
2019-12-01
5.0
10
2
 2,302 
 370.00 
2019-03-01
1.0
3
3
 19,477 
 15,038 
2018-12-01
10.5
21
2
 22,918 
 415.00 
2018-09-01
1.25
10
8
 82,500 
 5,558 
2018-06-01
6.5
13
2
 12,967 
 1,436 
2018-03-01
12.5
25
2
 23,671 
 2,000 
2017-12-01
4.6667
14
3
 22,682 
 3,250 
2017-09-01
7.3333
22
3
 22,491 
 1,171 
2017-03-01
0.75
3
4
 6,000 
 7,375 
2016-09-01
1.3846
18
13
 23,000 
 58,296 
2016-06-01
1.0
7
7
 46,377 
 37,050 
2016-03-01
1.4444
13
9
 25,048 
 29,477 
2015-09-01
1.0
1
1
 2,000 
 141.00 
2015-03-01
0.75
9
12
 74,488 
 33,007 
2014-12-01
0.5
3
6
 18,678 
 30,858 
2014-09-01
4.0
4
1
 7,300 
 137.00 
2014-06-01
4.0
4
1
 10,800 
 639.00 
2014-03-01
2.0
4
2
 45,000 
 740.00 
2011-09-01
5.0
5
1
 35,375 
 0.00 
2011-06-01
3.0
3
1
 35,075 
 0.00 
2010-06-01
2.0
2
1
 1,750 
 0.00 
2008-06-01
13.0
13
1
 10,233 
 456.00 
2008-03-01
0.2
1
5
 720.00 
 4,471 
2007-12-01
1.0
1
1
 606.00 
 456.00 
2007-03-01
0.25
1
4
 81.00 
 3,826 
2006-12-01
16.5
33
2
 748,004 
 6,604 
2006-09-01
0.0833
1
12
 5,000 
 5,000 
2004-12-01
7.0
7
1
 2,995 
 400.00 

Citizens Community Notable Stakeholders

A Citizens Community stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens Community often face trade-offs trying to please all of them. Citizens Community's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens Community's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Stephen BianchiPresident BoardProfile
James BroucekCFO of Corporation abd BankProfile
Mike DietschCommunity FaribaultProfile

About Citizens Community Management Performance

The success or failure of an entity such as Citizens Community often depends on how effective the management is. Citizens Community management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.07  0.07 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.08 

Citizens Community Workforce Analysis

Traditionally, organizations such as Citizens Community use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens Community within its industry.

Citizens Community Manpower Efficiency

Return on Citizens Community Manpower

Revenue Per Employee480.3K
Revenue Per Executive33.1M
Net Income Per Employee66.4K
Net Income Per Executive4.6M

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