Credicorp Company Insiders
| BAP Stock | USD 325.68 0.48 0.15% |
Credicorp employs about 47.7 K people. The company is managed by 43 executives with a total tenure of roughly 274 years, averaging almost 6.0 years of service per executive, having 1108.28 employees per reported executive. For Credicorp, management analysis can help investors test whether leadership decisions are reinforcing the broader investment thesis or creating new operating risk. Used properly, management analysis helps separate durable execution from results that may only reflect a supportive market cycle.
| Alvaro Malachowski CEO Deputy Chief Executive Officer and Head of Insurance & Pensions |
| Gianfranco Casas CEO Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd |
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Credicorp's Workforce Through the Years
A workforce review of Credicorp matters because hiring and staffing trends often say something about growth plans, cost discipline, and management expectations. Current projections suggest a workforce around slightly above 47,660 employees by April 2026, which should be reviewed alongside revenue and margin trends.Macro event markers
Credicorp Management Team Effectiveness
The company has Return on Asset of 2.71 % indicating that every $100 of assets deployed produced a $2.71 return. This is below the industry norm. In the same way, it shows a return on shareholders' equity (ROE) of 19.12 %, implying that it produced a $19.12 return per $100 of shareholder investment.As of now, The current year's Net Income Applicable To Common Shares is projected to rise to approximately 7.3 B, whereas Common Stock Shares Outstanding is moving lower toward slightly above 64.3 M.
Stock Ownership Analysis
About 15.0% of the company shares are held by company insiders. The book value of Credicorp was currently reported as 137.98. The company has Price/Earnings (P/E) ratio of 135.58. Credicorp recorded earning per share (EPS) of 24.91. The company last dividend was issued on the 19th of May 2025. The firm completed a 1039:1000 stock split on 16th of April 2014.Reviewing share-based compensation in Credicorp helps investors understand how management balances employee incentives against dilution risk. Shares outstanding are near 79.4 M. That is why investors should compare compensation intensity with revenue growth, margin progress, and free-cash-flow generation.
Credicorp Quarterly Liabilities And Stockholders Equity | 267.34 Billion |
Reviewing insider ownership in Credicorp helps investors understand how much of the equity base is controlled by people involved in running the business. Insiders currently hold about 14.62% of outstanding shares. Investors usually want to know whether that level supports alignment without creating excessive control risk. View all of Credicorp's insider trades
Stock Institutional Investors
Institutional ownership matters in Credicorp because pension funds, mutual funds, banks, and advisers can materially influence liquidity, governance, and price discovery. Used correctly, institutional data helps investors understand who may be setting the marginal price and how resilient that holder base could be under stress.
| Shares | State Street Corp | 2025-09-30 | 1.3 M | Schroder Investment Management Group | 2025-12-31 | 1.1 M | Pzena Investment Management, Llc | 2025-09-30 | 1.1 M | Bank Of Nova Scotia | 2025-09-30 | 1 M | Ubs Asset Mgmt Americas Inc | 2025-09-30 | 1 M | Gqg Partners Llc | 2025-12-31 | 949.2 K | The Goldman Sachs Group Inc | 2025-09-30 | 792.8 K | William Blair Investment Management, Llc | 2025-12-31 | 767.4 K | Aristotle Capital Management Llc | 2025-12-31 | 759.4 K | Blackrock Inc | 2025-09-30 | 4 M | Dodge & Cox | 2025-12-31 | 3.9 M |
Outstanding Bonds
Reviewing Credicorp bond obligations helps investors understand how much of the business is financed with fixed-income capital rather than purely with equity. This is why bond analysis is not just a credit exercise; it also informs equity holders about solvency, optionality, and future capital-allocation pressure.
Corporate Filings
6K | 2nd of March 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 26th of February 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 17th of February 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
13A | 13th of February 2026 An amended filing to the original Schedule 13G | ViewVerify |
6K | 9th of February 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 29th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 20th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 29th of December 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
Shares in Circulation | First Issued 1998-03-31 | Previous Quarter 79.5 M | Current Value 79.7 M | Average Shares Outstanding 79.8 M | Quarterly Volatility 1.2 M |
Macro event markers
Credicorp Stock Holders Distribution
Institutional ownership analysis for Credicorp matters because banks, hedge funds, pension plans, and other professional investors can influence price and liquidity more forcefully than smaller holders. This matters because getting in early on a sponsorship cycle may help, but getting caught near a large-holder exit can have the opposite effect.
Credicorp Market Cap and Value
Credicorp Workforce Comparison
Credicorp is ranked third for number of employees against industry peers. The total workforce of Financials industry is currently estimated at about 232,479. Credicorp totals roughly 47,656 in number of employees claiming about 21% of equities under Financials sector.
Credicorp Profit Margins
The company has Net Profit Margin of 33.0 %, which may suggest that it executes well on its competitive strategy. This is above industry benchmarks. In the same way, it shows Net Operating Margin of 43.0 %, which implies that for every $100 of revenue, it generates $43.0 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.55 | 0.7628 |
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| Net Profit Margin | 0.13 | 0.2155 |
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| Operating Profit Margin | 0.18 | 0.3096 |
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| Pretax Profit Margin | 0.18 | 0.3096 |
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| Return On Assets | 0.0128 | 0.0244 |
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| Return On Equity | 0.11 | 0.1783 |
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Credicorp Benchmark Summation
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The output start index for this execution was zero with a total number of output elements of sixty-one. Credicorp Price Series Multiplication is a cross multiplication of Credicorp price series and its benchmark/peer.
Credicorp Notable Stakeholders
Stakeholders matter for Credicorp because not every influential participant is a shareholder acting with the same objective or time horizon. This becomes more informative when investors want to understand not just ownership, but influence, incentives, and strategic pressure points.
| Alvaro Malachowski | Deputy Chief Executive Officer and Head of Insurance & Pensions | Profile | |
| Gianfranco Casas | Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd | Profile | |
| Walter Llona | Chief Executive Officer, Chief Operating Officer | Profile | |
| Gianfranco Ferrari | Deputy Chief Executive Officer and Head of Universal Banking | Profile | |
| Jose Dasso | Chairman, VP, Chairman of Audit Committee, Chairman of Risk Committee, Vice Chairman of Executive Committee, Member of Nominations Committee and Member of Compensation Committee | Profile | |
| Luis Belismelis | Executive Chairman of the Board | Profile | |
| Cesar Briceno | CFO Finance | Profile | |
| Cesar Rios | Chief Financial Officer | Profile | |
| Alejandro PerezReyes | Chief Operating Officer | Profile | |
| Patricia Guthertz | Independent Director | Profile | |
| Benedicto Ciguenas | Independent Director | Profile | |
| Fernando Marie | Non-Independent Director | Profile | |
| Martin Monteverde | Non-Independent Director | Profile | |
| Fernando Fort | Non-Independent Director | Profile | |
| Juan Giannonni | Independent Director | Profile | |
| Leslie Canseco | Non-Independent Director | Profile | |
| Reynaldo Benavides | Chief Risk Officer, Member of Executive Committee and Chief Risk Officer of BCP | Profile | |
| Alexandre Gouvea | Independent Director | Profile | |
| Enzo Tolentino | Head Development | Profile | |
| Javier Ichazo | Head of Microfinance | Profile | |
| Diego Cavero | Head of Wholesale Banking at BCP | Profile | |
| Ursula Pena | Head Management | Profile | |
| Guillermo Morales | Head of Legal | Profile | |
| Milagros Cigeas | Head Relations | Profile | |
| Eduardo Dasso | Head of Investment Banking and Wealth Management | Profile | |
| Antonio Puyol | Independent Director | Profile | |
| Jose LiCarrillo | Chief Officer | Profile | |
| Francesca Paine | Chief Officer | Profile | |
| Jos Rivera | Head Accounting | Profile | |
| Irzio Pinasco | Independent Director | Profile | |
| Ursula Alvarez | Chief Corporate Talent Officer | Profile | |
| Diego Belaunde | Head Banking | Profile | |
| Barbara Ventura | Director | Profile | |
| Barbara Falero | Chief Compliance and Ethics Officer | Profile | |
| Andre Rezende | Chief Officer | Profile | |
| Guillermo Valentin | Head Secretary | Profile | |
| Cesar Wilson | Head Pensions | Profile | |
| Maite Harreguy | Independent Director | Profile | |
| Alejandro Zarak | Chief Officer | Profile | |
| Jose Carrillo | Chief Corporate Audit Officer | Profile | |
| Humberto Bardales | Head Microfinance | Profile | |
| Bernardo Sambra | Chief Human Resource Officer and Human Development of Banco de Credito BCP | Profile | |
| Enrique Pasquel | Head of Corporate Affairs | Profile |
Management Information & Data Sources
Credicorp is a large-cap company in Diversified Banks, Banks - Regional, Financial Services. Executive review focuses on insiders, senior management, and employee signals. Insider activity can provide context on alignment between management and outside holders. CEO is Alvaro Malachowski with 47,656 employees and 43 reported executives.
Unless otherwise specified, data for Credicorp is compiled from periodic company reporting and market reference feeds and standardized for comparability. Analyst inputs may be included when coverage is available. Updates may occur throughout the day. Insider and management fields are mapped from published filings and company disclosures.
This content is curated and reviewed by:
Vlad Skutelnik - Macroaxis ContributorWorkforce Efficiency and Productivity
Investors reviewing Credicorp can use workforce efficiency as another lens on execution, especially when comparing similar businesses in the same industry. A disciplined workforce review can reveal whether execution quality is improving beneath the top-line numbers.
Credicorp Manpower Efficiency
Return on Credicorp Manpower
| Revenue Per Employee | 635.5K | |
| Revenue Per Executive | 704.4M | |
| Net Income Per Employee | 145.3K | |
| Net Income Per Executive | 161.1M |
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