Visa Net Income vs. Operating Margin
| V Stock | USD 317.36 2.44 0.76% |
Net Income | First Reported 2006-06-30 | Previous Quarter 5.1 B | Current Value 5.9 B | Quarterly Volatility 1.7 B |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.62 | 0.72 |
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| Pretax Profit Margin | 0.38 | 0.54 |
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| Return On Equity | 0.58 | 0.61 |
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For Visa profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Visa to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Visa Class A utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Visa's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Visa Class A over time as well as its relative position and ranking within its peers.
Visa's Revenue Breakdown by Earning Segment
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Visa Revenue Breakdown by Earning Segment
By analyzing Visa's earnings estimates, investors can diagnose different trends across Visa's analyst sentiment over time as well as compare current estimates against different timeframes.
What growth prospects exist in Transaction & Payment Processing Services sector? Can Visa capture new markets? Factors like these will boost the valuation of Visa. If investors know Visa will grow in the future, the company's valuation will be higher. Valuation analysis balances hard financial data with qualitative growth assessments. While each Visa valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.174 | Dividend Share 2.52 | Earnings Share 10.57 | Revenue Per Share | Quarterly Revenue Growth 0.146 |
Understanding Visa Class A requires distinguishing between market price and book value, where the latter reflects Visa's accounting equity. The concept of intrinsic value - what Visa's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Market sentiment, economic cycles, and investor behavior can push Visa's price substantially above or below its fundamental value.
Please note, there is a significant difference between Visa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Visa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Visa's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Visa Class A Operating Margin vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Visa's current stock value. Our valuation model uses many indicators to compare Visa value to that of its competitors to determine the firm's financial worth. Visa Class A is rated third in net income category among its peers. It is rated first in operating margin category among its peers . The ratio of Net Income to Operating Margin for Visa Class A is about 29,367,496,340 . At this time, Visa's Net Income is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Visa by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Visa Operating Margin vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Visa |
| = | 20.06 B |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Visa |
| = | 0.68 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Visa Operating Margin Comparison
Visa is currently under evaluation in operating margin category among its peers.
Visa Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Visa, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Visa will eventually generate negative long term returns. The profitability progress is the general direction of Visa's change in net profit over the period of time. It can combine multiple indicators of Visa, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | 111.6 M | 117.2 M | |
| Operating Income | 27.6 B | 29 B | |
| Income Before Tax | 27.8 B | 29.2 B | |
| Total Other Income Expense Net | 180 M | 189 M | |
| Net Income | 23.1 B | 24.2 B | |
| Income Tax Expense | 4.8 B | 5 B | |
| Net Income Applicable To Common Shares | 22.8 B | 24 B | |
| Net Income From Continuing Ops | 23.1 B | 24.2 B | |
| Non Operating Income Net Other | -159.8 M | -151.9 M | |
| Net Interest Income | -530.1 M | -556.6 M | |
| Interest Income | 180 M | 332.8 M | |
| Change To Netincome | 14.4 B | 15.2 B | |
| Net Income Per Share | 9.30 | 9.76 | |
| Income Quality | 1.03 | 0.85 | |
| Net Income Per E B T | 0.75 | 0.58 |
Visa Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Visa. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Visa position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Visa's important profitability drivers and their relationship over time.
Visa Earnings Estimation Breakdown
The calculation of Visa's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Visa is estimated to be 3.09 with the future projection ranging from a low of 3.02 to a high of 3.14. Please be aware that this consensus of annual earnings estimates for Visa Class A is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
3.02 Lowest | Expected EPS | 3.14 Highest |
Visa Earnings Projection Consensus
Suppose the current estimates of Visa's value are higher than the current market price of the Visa stock. In this case, investors may conclude that Visa is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Visa's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 39 | 96.31% | 3.17 | 3.09 | 10.57 |
Visa Earnings History
Earnings estimate consensus by Visa Class A analysts from Wall Street is used by the market to judge Visa's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Visa's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Visa Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Visa's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Visa Earnings per Share Projection vs Actual
Actual Earning per Share of Visa refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Visa Class A predict the company's earnings will be in the future. The higher the earnings per share of Visa, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Visa Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Visa, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Visa should always be considered in relation to other companies to make a more educated investment decision.Visa Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Visa's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-29 | 2025-12-31 | 3.14 | 3.17 | 0.03 | 0 | ||
2025-10-28 | 2025-09-30 | 2.97 | 2.98 | 0.01 | 0 | ||
2025-07-29 | 2025-06-30 | 2.85 | 2.98 | 0.13 | 4 | ||
2025-04-29 | 2025-03-31 | 2.68 | 2.76 | 0.08 | 2 | ||
2025-01-30 | 2024-12-31 | 2.6611 | 2.75 | 0.0889 | 3 | ||
2024-10-29 | 2024-09-30 | 2.58 | 2.71 | 0.13 | 5 | ||
2024-07-23 | 2024-06-30 | 2.42 | 2.42 | 0.0 | 0 | ||
2024-04-23 | 2024-03-31 | 2.44 | 2.51 | 0.07 | 2 | ||
2024-01-25 | 2023-12-31 | 2.34 | 2.41 | 0.07 | 2 | ||
2023-10-24 | 2023-09-30 | 2.24 | 2.33 | 0.09 | 4 | ||
2023-07-25 | 2023-06-30 | 2.12 | 2.16 | 0.04 | 1 | ||
2023-04-25 | 2023-03-31 | 1.99 | 2.09 | 0.1 | 5 | ||
2023-01-26 | 2022-12-31 | 2.01 | 2.18 | 0.17 | 8 | ||
2022-10-25 | 2022-09-30 | 1.87 | 1.93 | 0.06 | 3 | ||
2022-07-26 | 2022-06-30 | 1.75 | 1.98 | 0.23 | 13 | ||
2022-04-26 | 2022-03-31 | 1.65 | 1.79 | 0.14 | 8 | ||
2022-01-27 | 2021-12-31 | 1.7 | 1.81 | 0.11 | 6 | ||
2021-10-26 | 2021-09-30 | 1.54 | 1.62 | 0.08 | 5 | ||
2021-07-27 | 2021-06-30 | 1.35 | 1.49 | 0.14 | 10 | ||
2021-04-27 | 2021-03-31 | 1.27 | 1.38 | 0.11 | 8 | ||
2021-01-28 | 2020-12-31 | 1.28 | 1.42 | 0.14 | 10 | ||
2020-10-28 | 2020-09-30 | 1.1 | 1.12 | 0.02 | 1 | ||
2020-07-28 | 2020-06-30 | 1.04 | 1.06 | 0.02 | 1 | ||
2020-04-30 | 2020-03-31 | 1.35 | 1.39 | 0.04 | 2 | ||
2020-01-30 | 2019-12-31 | 1.47 | 1.46 | -0.01 | 0 | ||
2019-10-24 | 2019-09-30 | 1.43 | 1.47 | 0.04 | 2 | ||
2019-07-23 | 2019-06-30 | 1.32 | 1.37 | 0.05 | 3 | ||
2019-04-24 | 2019-03-31 | 1.24 | 1.31 | 0.07 | 5 | ||
2019-01-30 | 2018-12-31 | 1.25 | 1.3 | 0.05 | 4 | ||
2018-10-24 | 2018-09-30 | 1.2 | 1.21 | 0.01 | 0 | ||
2018-07-25 | 2018-06-30 | 1.09 | 1.2 | 0.11 | 10 | ||
2018-04-25 | 2018-03-31 | 1.01 | 1.11 | 0.1 | 9 | ||
2018-02-01 | 2017-12-31 | 0.98 | 1.08 | 0.1 | 10 | ||
2017-10-25 | 2017-09-30 | 0.85 | 0.9 | 0.05 | 5 | ||
2017-07-20 | 2017-06-30 | 0.81 | 0.86 | 0.05 | 6 | ||
2017-04-20 | 2017-03-31 | 0.79 | 0.86 | 0.07 | 8 | ||
2017-02-02 | 2016-12-31 | 0.78 | 0.86 | 0.08 | 10 | ||
2016-10-24 | 2016-09-30 | 0.73 | 0.78 | 0.05 | 6 | ||
2016-07-21 | 2016-06-30 | 0.67 | 0.69 | 0.02 | 2 | ||
2016-04-21 | 2016-03-31 | 0.66 | 0.68 | 0.02 | 3 | ||
2016-01-28 | 2015-12-31 | 0.68 | 0.69 | 0.01 | 1 | ||
2015-11-02 | 2015-09-30 | 0.63 | 0.62 | -0.01 | 1 | ||
2015-07-23 | 2015-06-30 | 0.58 | 0.62 | 0.04 | 6 | ||
2015-04-30 | 2015-03-31 | 0.62 | 0.63 | 0.01 | 1 | ||
2015-01-29 | 2014-12-31 | 0.62 | 0.63 | 0.01 | 1 | ||
2014-10-29 | 2014-09-30 | 0.53 | 0.55 | 0.02 | 3 | ||
2014-07-24 | 2014-06-30 | 0.52 | 0.54 | 0.02 | 3 | ||
2014-04-24 | 2014-03-31 | 0.55 | 0.54 | -0.01 | 1 | ||
2014-01-30 | 2013-12-31 | 0.54 | 0.55 | 0.01 | 1 | ||
2013-10-30 | 2013-09-30 | 0.46 | 0.46 | 0.0 | 0 | ||
2013-07-24 | 2013-06-30 | 0.45 | 0.47 | 0.02 | 4 | ||
2013-05-01 | 2013-03-31 | 0.45 | 0.48 | 0.03 | 6 | ||
2013-02-06 | 2012-12-31 | 0.45 | 0.48 | 0.03 | 6 | ||
2012-10-31 | 2012-09-30 | 0.37 | 0.39 | 0.02 | 5 | ||
2012-07-25 | 2012-06-30 | 0.36 | 0.39 | 0.03 | 8 | ||
2012-05-02 | 2012-03-31 | 0.38 | 0.4 | 0.02 | 5 | ||
2012-02-08 | 2011-12-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2011-10-26 | 2011-09-30 | 0.31 | 0.32 | 0.01 | 3 | ||
2011-07-27 | 2011-06-30 | 0.31 | 0.32 | 0.01 | 3 | ||
2011-05-05 | 2011-03-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2011-02-02 | 2010-12-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2010-10-27 | 2010-09-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2010-07-28 | 2010-06-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2010-04-28 | 2010-03-31 | 0.23 | 0.24 | 0.01 | 4 | ||
2010-02-03 | 2009-12-31 | 0.23 | 0.25 | 0.02 | 8 | ||
2009-10-27 | 2009-09-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2009-07-29 | 2009-06-30 | 0.16 | 0.17 | 0.01 | 6 | ||
2009-04-29 | 2009-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2009-02-04 | 2008-12-31 | 0.16 | 0.2 | 0.04 | 25 | ||
2008-10-29 | 2008-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
2008-07-30 | 2008-06-30 | 0.12 | 0.15 | 0.03 | 25 | ||
2008-04-28 | 2008-03-31 | 0.11 | 0.13 | 0.02 | 18 |
Use Visa in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Visa position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Visa will appreciate offsetting losses from the drop in the long position's value.Visa Pair Trading
Visa Class A Pair Trading Analysis
The ability to find closely correlated positions to Visa could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Visa when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Visa - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Visa Class A to buy it.
The correlation of Visa is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Visa moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Visa Class A moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Visa can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Visa position
In addition to having Visa in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Healthcare Funds Thematic Idea Now
Healthcare Funds
Funds or Etfs investing in medical and healthcare goods or services as well as hospital management or maintenance organizations. The Healthcare Funds theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Healthcare Funds Theme or any other thematic opportunities.
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Additional Tools for Visa Stock Analysis
When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.