Simmons First Return On Asset vs. Net Income
| SFNC Stock | USD 19.24 0.07 0.37% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.0551 | 0.058 |
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The profitability profile for Simmons First National reflects how income compares to revenue, assets, and capital. This view reflects reported profitability without advisory interpretation.
Revenue by Earning Segment
Simmons First generates revenue across 5 reported product segments. Simmons First's revenue is anchored by Deposit Account (12.67 Million, 35.8%), followed by Fiduciary and Trust (10.34 Million, 29.2%). Revenue is well distributed across segments, limiting Simmons First's exposure to disruption in any one product area.
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Macro event markers
Simmons First Revenue Breakdown by Earning Segment Summary
Simmons First's product-level revenue split is shown below, highlighting each segment's share of total revenue. On the smaller end, Financial Service, Other contributes 4.2% to Simmons First's revenue.
The estimates provide a structured view of expected earnings for Simmons First. The figures reflect publicly disclosed earnings, balance sheet, and cash flow data.
Quarterly Earnings Growth 0.428 | Dividend Share 0.85 | Earnings Share -2.97 | Revenue Per Share | Quarterly Revenue Growth 0.198 |
For Simmons First National, market value and book value represent two distinct lenses on the same underlying business. Trading price represents the transaction level agreed by market participants.
Value and price for Simmons First may converge over time but can differ substantially in any given period. Simmons First's market quotation reflects the latest level where a willing buyer met a willing seller.
Simmons First National Net Income vs. Return On Asset Fundamental Analysis
Comparative valuation applies peer-based financial ratios to assess Simmons First's relative market value. Simmons First National is rated below average for return on asset relative to top peers. It also is rated below average for net income relative to top peers . Fiscal trend analysis indicates Net Loss is set to decline noticeably relative to last year. A year ago, Simmons First reported Net Loss at -397.55 Million. P/E and P/B ratios frame Simmons First's market positioning.Simmons Net Income vs. Return On Asset
Return on Assets (ROA) measures how efficiently a company generates profit relative to its total asset base. It is calculated by dividing net income by total assets and reflects management's effectiveness at deploying capital across the business. ROA is particularly useful for comparing companies within the same industry, since asset intensity varies widely across sectors.
Simmons First |
| = | -0.0155 |
A higher ROA indicates that each dollar of assets produces more income, which generally signals operational efficiency. Asset-heavy industries such as banking, utilities, and manufacturing tend to have lower ROAs than asset-light businesses like software or professional services. When ROA is low, it may indicate either underperforming operations or a capital-intensive business model that requires ongoing investment to sustain revenue.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Simmons First |
| = | -397.55 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Simmons Net Income Comparison
Simmons First is currently under evaluation for net income relative to top peers.
Simmons First Profitability Projections
Lasting profit growth at Simmons First depends on the mix of revenue growth, cost control, and pricing power. Margin trends for Simmons First show whether the company is gaining or losing pricing and cost edges. When profits improve despite flat or falling revenue, it shows strong cost control. The operating margin stands at 42.4% while return on equity is -11.4%. These profit trend ratios give the data basis for judging Simmons First's earnings quality. Recent net income of -397.6 M reflects the bottom-line result of these profitability dynamics.
| Last Reported | End Of Year Estimate | ||
| Accumulated Other Comprehensive Income | -293.1 M | -278.5 M | |
| Operating Income | -527.7 M | -501.3 M | |
| Income Before Tax | -527.7 M | -501.3 M | |
| Net Loss | -397.6 M | -377.7 M | |
| Income Tax Expense | -130.1 M | -123.6 M | |
| Total Other Income Expense Net | 1.2 B | 1.3 B | |
| Net Income Applicable To Common Shares | 294.9 M | 309.6 M | |
| Net Loss | -397.6 M | -377.7 M | |
| Non Operating Income Net Other | 22.3 M | 18 M | |
| Net Interest Income | 719.2 M | 605.4 M | |
| Interest Income | 1.2 B | 846.4 M | |
| Change To Netincome | 31.4 M | 17.6 M | |
| Net Loss | -2.78 | -2.64 | |
| Income Quality | -1.16 | -1.10 | |
| Net Income Per E B T | 0.75 | 0.58 |
Simmons Profitability Driver Comparison
Profitability drivers are factors that directly affect the investment outlook for Simmons First. Investors holding Simmons First's stock face unpredictable events that can materially affect the company's earnings. The most impactful profitability drivers for Simmons First typically involve revenue growth, margin trends, and cost control.
Earnings Estimation Breakdown
For Simmons First, the next EPS estimate per analyst consensus is 0.45, derived from trailing financial data submitted by Simmons First National over the past year. Analysts' individual forecasts range from 0.45 to 0.5, reflecting a spread of views on revenue and margin assumptions. This estimate uses recurring earnings only, excluding non-operating and one-time items.Last Reported EPS
0.45 Lowest | Expected EPS | 0.50 Highest |
Earnings Projection Consensus
The relationship between Simmons First's EPS-based valuation and its market price is a useful first-order diagnostic for investment attractiveness. Positive valuation gaps - estimate above price - may warrant further investigation; negative gaps may flag execution or growth concerns. Risk tolerance, time horizon, and portfolio context should govern how this signal translates into action.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 7 | 88.62% | 0.54 | 0.45 | -2.97 |
Earnings per Share Projection vs Actual
The reported EPS for Simmons First is derived from the company's quarterly earnings disclosure and represents verified profit per share. Analyst-estimated EPS for Simmons First National is a forward projection based on guidance, sector models, and macroeconomic inputs. EPS is measured on a weighted average basis to account for share count changes during the reporting period.Estimated Months Earnings per Share
EPS is a useful income-investor tool for Simmons First because it links reported profitability directly to per-share economic output. Consistent EPS growth typically supports a growing dividend program, while EPS volatility can signal payout uncertainty. We recommend comparing Simmons First's EPS trajectory against sector peers and evaluating cash conversion rates alongside the headline figure.Quarterly Analyst Estimates and Surprise Metrics
Investors in Simmons First who track earnings surprise data gain advance context for interpreting post-earnings price moves. A history of large surprises - in either direction - signals higher earnings volatility and may warrant wider position-sizing buffers. Analyst EPS estimates are produced from management commentary, sector databases, and proprietary forecasting models.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-19 | 2025-12-31 | 0.49 | 0.54 | 0.05 | 10 | ||
2025-10-17 | 2025-09-30 | 0.47 | 0.46 | -0.01 | 2 | ||
2025-07-17 | 2025-06-30 | 0.39 | 0.44 | 0.05 | 12 | ||
2025-04-16 | 2025-03-31 | 0.36 | 0.26 | -0.1 | 27 | ||
2025-01-21 | 2024-12-31 | 0.35 | 0.39 | 0.04 | 11 | ||
2024-10-18 | 2024-09-30 | 0.33 | 0.37 | 0.04 | 12 | ||
2024-07-24 | 2024-06-30 | 0.31 | 0.33 | 0.02 | 6 | ||
2024-04-24 | 2024-03-31 | 0.32 | 0.32 | 0.0 | 0 | ||
2024-01-24 | 2023-12-31 | 0.34 | 0.4 | 0.06 | 17 | ||
2023-10-24 | 2023-09-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2023-07-25 | 2023-06-30 | 0.4 | 0.46 | 0.06 | 15 | ||
2023-04-25 | 2023-03-31 | 0.48 | 0.36 | -0.12 | 25 | ||
2023-01-24 | 2022-12-31 | 0.62 | 0.64 | 0.02 | 3 | ||
2022-10-25 | 2022-09-30 | 0.61 | 0.64 | 0.03 | 4 | ||
2022-07-21 | 2022-06-30 | 0.48 | 0.52 | 0.04 | 8 | ||
2022-04-28 | 2022-03-31 | 0.51 | 0.59 | 0.08 | 15 | ||
2022-01-27 | 2021-12-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2021-10-26 | 2021-09-30 | 0.57 | 0.74 | 0.17 | 29 | ||
2021-07-27 | 2021-06-30 | 0.52 | 0.69 | 0.17 | 32 | ||
2021-04-20 | 2021-03-31 | 0.52 | 0.62 | 0.1 | 19 | ||
2021-01-26 | 2020-12-31 | 0.39 | 0.49 | 0.1 | 25 | ||
2020-10-19 | 2020-09-30 | 0.4 | 0.6 | 0.2 | 50 | ||
2020-07-21 | 2020-06-30 | 0.31 | 0.54 | 0.23 | 74 | ||
2020-04-21 | 2020-03-31 | 0.43 | 0.68 | 0.25 | 58 | ||
2020-01-23 | 2019-12-31 | 0.59 | 0.49 | -0.1 | 16 | ||
2019-10-22 | 2019-09-30 | 0.64 | 0.84 | 0.2 | 31 | ||
2019-07-23 | 2019-06-30 | 0.58 | 0.58 | 0.0 | 0 | ||
2019-04-22 | 2019-03-31 | 0.54 | 0.51 | -0.03 | 5 | ||
2019-01-22 | 2018-12-31 | 0.61 | 0.6 | -0.01 | 1 | ||
2018-10-22 | 2018-09-30 | 0.58 | 0.59 | 0.01 | 1 | ||
2018-07-23 | 2018-06-30 | 0.58 | 0.58 | 0.0 | 0 | ||
2018-04-23 | 2018-03-31 | 0.52 | 0.55 | 0.03 | 5 | ||
2018-01-22 | 2017-12-31 | 0.44 | 0.41 | -0.03 | 6 | ||
2017-10-22 | 2017-09-30 | 0.43 | 0.41 | -0.02 | 4 | ||
2017-07-19 | 2017-06-30 | 0.4 | 0.36 | -0.04 | 10 | ||
2017-04-19 | 2017-03-31 | 0.41 | 0.35 | -0.06 | 14 | ||
2017-01-18 | 2016-12-31 | 0.41 | 0.43 | 0.02 | 4 | ||
2016-10-19 | 2016-09-30 | 0.41 | 0.38 | -0.03 | 7 | ||
2016-07-20 | 2016-06-30 | 0.41 | 0.41 | 0.0 | 0 | ||
2016-04-21 | 2016-03-31 | 0.39 | 0.38 | -0.01 | 2 | ||
2016-01-21 | 2015-12-31 | 0.43 | 0.43 | 0.0 | 0 | ||
2015-10-22 | 2015-09-30 | 0.4 | 0.43 | 0.03 | 7 | ||
2015-07-23 | 2015-06-30 | 0.39 | 0.38 | -0.01 | 2 | ||
2015-04-23 | 2015-03-31 | 0.32 | 0.35 | 0.03 | 9 | ||
2015-01-22 | 2014-12-31 | 0.32 | 0.32 | 0.0 | 0 | ||
2014-10-23 | 2014-09-30 | 0.29 | 0.32 | 0.03 | 10 | ||
2014-07-17 | 2014-06-30 | 0.27 | 0.28 | 0.01 | 3 | ||
2014-04-17 | 2014-03-31 | 0.23 | 0.23 | 0.0 | 0 | ||
2014-01-23 | 2013-12-31 | 0.25 | 0.24 | -0.01 | 4 | ||
2013-10-17 | 2013-09-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2013-07-18 | 2013-06-30 | 0.2 | 0.2 | 0.0 | 0 | ||
2013-04-18 | 2013-03-31 | 0.19 | 0.19 | 0.0 | 0 | ||
2013-01-24 | 2012-12-31 | 0.2 | 0.22 | 0.02 | 10 | ||
2012-10-25 | 2012-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
2012-07-26 | 2012-06-30 | 0.2 | 0.19 | -0.01 | 5 | ||
2012-04-19 | 2012-03-31 | 0.18 | 0.19 | 0.01 | 5 | ||
2012-01-19 | 2011-12-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2011-10-20 | 2011-09-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2011-07-21 | 2011-06-30 | 0.19 | 0.18 | -0.01 | 5 | ||
2011-04-21 | 2011-03-31 | 0.17 | 0.15 | -0.02 | 11 | ||
2011-01-27 | 2010-12-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2010-10-21 | 2010-09-30 | 0.23 | 0.22 | -0.01 | 4 | ||
2010-07-22 | 2010-06-30 | 0.17 | 0.23 | 0.06 | 35 | ||
2010-04-15 | 2010-03-31 | 0.17 | 0.14 | -0.03 | 17 | ||
2010-01-21 | 2009-12-31 | 0.19 | 0.22 | 0.03 | 15 | ||
2009-10-15 | 2009-09-30 | 0.23 | 0.27 | 0.04 | 17 | ||
2009-07-16 | 2009-06-30 | 0.16 | 0.2 | 0.04 | 25 | ||
2009-04-16 | 2009-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2009-01-15 | 2008-12-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2008-10-16 | 2008-09-30 | 0.23 | 0.23 | 0.0 | 0 | ||
2008-07-17 | 2008-06-30 | 0.26 | 0.21 | -0.05 | 19 | ||
2008-04-17 | 2008-03-31 | 0.24 | 0.32 | 0.08 | 33 | ||
2008-01-17 | 2007-12-31 | 0.25 | 0.22 | -0.03 | 12 | ||
2007-10-18 | 2007-09-30 | 0.26 | 0.27 | 0.01 | 3 | ||
2007-07-19 | 2007-06-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2007-04-19 | 2007-03-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2007-01-18 | 2006-12-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2006-10-19 | 2006-09-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2006-07-20 | 2006-06-30 | 0.23 | 0.26 | 0.03 | 13 | ||
2006-04-20 | 2006-03-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2006-01-19 | 2005-12-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2005-10-20 | 2005-09-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2005-07-21 | 2005-06-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2005-04-21 | 2005-03-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2005-01-20 | 2004-12-31 | 0.22 | 0.2 | -0.02 | 9 | ||
2004-10-21 | 2004-09-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2004-07-15 | 2004-06-30 | 0.21 | 0.21 | 0.0 | 0 | ||
2004-04-15 | 2004-03-31 | 0.18 | 0.19 | 0.01 | 5 | ||
2004-01-15 | 2003-12-31 | 0.23 | 0.19 | -0.04 | 17 | ||
2003-10-16 | 2003-09-30 | 0.2 | 0.23 | 0.03 | 15 | ||
2003-07-17 | 2003-06-30 | 0.2 | 0.23 | 0.03 | 15 | ||
2003-04-17 | 2003-03-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2003-01-16 | 2002-12-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2002-10-17 | 2002-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
2002-07-18 | 2002-06-30 | 0.17 | 0.2 | 0.03 | 17 | ||
2002-04-18 | 2002-03-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2002-01-17 | 2001-12-31 | 0.14 | 0.14 | 0.0 | 0 | ||
2001-10-18 | 2001-09-30 | 0.17 | 0.12 | -0.05 | 29 | ||
2001-07-19 | 2001-06-30 | 0.17 | 0.16 | -0.01 | 5 | ||
2001-04-19 | 2001-03-31 | 0.16 | 0.16 | 0.0 | 0 | ||
2001-01-18 | 2000-12-31 | 0.18 | 0.17 | -0.01 | 5 | ||
2000-12-29 | 2000-09-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2000-07-20 | 2000-06-30 | 0.16 | 0.16 | 0.0 | 0 | ||
2000-04-20 | 2000-03-31 | 0.16 | 0.15 | -0.01 | 6 | ||
2000-01-21 | 1999-12-31 | 0.17 | 0.17 | 0.0 | 0 | ||
1999-10-21 | 1999-09-30 | 0.16 | 0.16 | 0.0 | 0 | ||
1999-07-15 | 1999-06-30 | 0.15 | 0.16 | 0.01 | 6 | ||
1999-04-15 | 1999-03-31 | 0.14 | -0.14 | -0.28 | 200 | ||
1999-01-21 | 1998-12-31 | 0.16 | 0.16 | 0.0 | 0 | ||
1998-10-16 | 1998-09-30 | 0.15 | 0.16 | 0.01 | 6 | ||
1998-07-17 | 1998-06-30 | 0.14 | 0.14 | 0.0 | 0 | ||
1998-06-23 | 1998-03-31 | 0.14 | 0.12 | -0.02 | 14 | ||
1998-01-15 | 1997-12-31 | 0.14 | 0.14 | 0.0 | 0 | ||
1997-10-16 | 1997-09-30 | 0.13 | 0.15 | 0.02 | 15 | ||
1997-07-17 | 1997-06-30 | 0.13 | 0.12 | -0.01 | 7 | ||
1997-04-17 | 1997-03-31 | 0.12 | 0.11 | -0.01 | 8 | ||
1997-01-22 | 1996-12-31 | 0.12 | 0.13 | 0.01 | 8 | ||
1996-10-17 | 1996-09-30 | 0.12 | 0.13 | 0.01 | 8 | ||
1996-07-18 | 1996-06-30 | 0.11 | 0.12 | 0.01 | 9 | ||
1996-04-18 | 1996-03-31 | 0.11 | 0.1 | -0.01 | 9 | ||
1996-01-17 | 1995-12-31 | 0.12 | 0.12 | 0.0 | 0 | ||
1995-10-19 | 1995-09-30 | 0.11 | 0.12 | 0.01 | 9 |
Use Simmons First in pair-trading
Pair analysis around Simmons First National matters because it can turn one security idea into a more market-neutral structure. The advantage is that adverse movement in one leg may be partly offset by the other when correlation and thesis alignment hold.
Simmons First Pair Trading
Simmons First National Pair Trading Analysis
Finding closely correlated positions to Simmons First provides context for tax-loss harvesting analysis. Selling Simmons First National at a loss and repurchasing it immediately would violate IRS wash-sale rules. Without a viable substitute for Simmons First, investors may need to accept significant portfolio drift.
The correlation of Simmons First is a statistical measure of how it moves in relation to other instruments. Values near +1 indicate near-identical movement to Simmons First National, while values near -1 suggest inverse movement. The correlation matrix including Simmons First quantifies co-movement between multiple assets simultaneously.
Correlation analysis and pair evaluation for Simmons First can support hedging context. Correlation values used in pair analysis are derived from historical return data.Use Investing Themes to Complement your Simmons First position
At 2.8 Billion in the Banks—Regional space, Simmons First National smaller-cap profile gives investors a structured starting point for building sector-aligned themes. Anchoring a Banks—Regional theme around Simmons First National at 2.8 Billion can be tuned for upside participation or tighter downside control depending on Financial Services outlook.
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