KB Financial Operating Margin vs. Return On Asset
| KB Stock | USD 100.39 -3.05 -2.95% |
KB Financial Operating Profit Margin | 0.14 |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.41 | 0.4906 |
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| Net Profit Margin | 0.096 | 0.1154 |
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| Operating Profit Margin | 0.14 | 0.1683 |
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| Pretax Profit Margin | 0.14 | 0.1617 |
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| Return On Assets | 0.0074 | 0.0077 |
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| Return On Equity | 0.11 | 0.0953 |
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Margin and return metrics for KB Financial Group describe how earnings relate to the capital employed. The dataset draws on income, revenue, and balance sheet disclosures. The profitability framework captures how margins evolve alongside revenue and cost dynamics. The metrics are informational and do not imply future performance.
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Macro event markers
Quarterly Earnings Growth 0.089 | Dividend Share 4.4 K | Earnings Share 10.23 | Revenue Per Share | Quarterly Revenue Growth 0.318 |
Investors evaluate KB Financial Group using market value and book value, each describing different facets of the business. KB Financial's market capitalization is 36.22 B. A P/B ratio of 0.94 suggests KB Financial trades near or below book value. Enterprise value stands at 45.79 T. The intrinsic value concept focuses on underlying worth, which can diverge from market price and book value.
Distinguishing between KB Financial's value and market price helps frame analytical expectations. For KB Financial, key inputs include a P/E ratio of 4.13, a P/B ratio of 0.94, a profit margin of 36.72%, and ROE of 9.68%. In practice, KB Financial price is set by the continuous auction process on its listing exchange. The dataset is presented as structured reference material for independent review.
KB Financial Group Return On Asset vs. Operating Margin Fundamental Analysis
Multiples-driven valuation compares KB Financial across sector performance standards. KB Financial Group is rated second in operating margin among leading competitors. It is rated below average in return on asset among leading competitors reporting about 0.01 of Return On Asset per Operating Margin. At 66.69 , KB Financial Group's Operating Margin-to-Return On Asset multiple reflects the spread between these metrics. Currently, Operating Profit Margin is projected to increase slightly based on multi-year reporting trends. A year ago, Operating Profit Margin was sitting at 0.17. The P/E ratio measures KB Financial's earnings power relative to sector benchmarks.KB Financial Return On Asset vs. Operating Margin
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
KB Financial |
| = | 0.50 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Return on Assets (ROA) measures how efficiently a company generates profit relative to its total asset base. It is calculated by dividing net income by total assets and reflects management's effectiveness at deploying capital across the business. ROA is particularly useful for comparing companies within the same industry, since asset intensity varies widely across sectors.
KB Financial |
| = | 0.0075 |
A higher ROA indicates that each dollar of assets produces more income, which generally signals operational efficiency. Asset-heavy industries such as banking, utilities, and manufacturing tend to have lower ROAs than asset-light businesses like software or professional services. When ROA is low, it may indicate either underperforming operations or a capital-intensive business model that requires ongoing investment to sustain revenue.
KB Financial Return On Asset Comparison
KB Financial is currently under evaluation in return on asset among leading competitors.
KB Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in KB Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, KB Financial will eventually generate negative long term returns. The profitability progress is the general direction of KB Financial's change in net profit over the period of time. It can combine multiple indicators of KB Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | End Of Year Estimate | ||
| Accumulated Other Comprehensive Income | 59.6 T | 62.6 T | |
| Operating Income | 8.5 T | 9 T | |
| Income Before Tax | 8.2 T | 8.6 T | |
| Total Other Income Expense Net | -334.6 B | -317.8 B | |
| Net Income | 5.8 T | 6.1 T | |
| Income Tax Expense | 2.3 T | 2.5 T | |
| Net Income Applicable To Common Shares | 5.8 T | 6.1 T | |
| Net Income From Continuing Ops | 5.8 T | 6.1 T | |
| Net Interest Income | 14.8 T | 10.9 T | |
| Interest Income | 35.1 T | 18.6 T | |
| Change To Netincome | 4.7 T | 4.9 T | |
| Net Income Per Share | 15.5 K | 16.2 K | |
| Income Quality | 0.92 | 0.87 | |
| Net Income Per E B T | 0.71 | 0.59 |
KB Financial Profitability Driver Comparison
The profitability drivers of KB Financial are key factors that directly shape the investment outlook for its shares. Investors holding KB Financial's stock face unpredictable events - from macroeconomic shifts to regulatory changes - that can materially affect the company's earnings.
Earnings Estimation Breakdown
Analyst consensus for KB Financial sets the next projected EPS at 4263.00675, with estimates ranging from 4263.00675 on the low end to 4263.00675 on the high end. This range reflects the degree of analyst disagreement about KB Financial's near-term earnings trajectory. The estimate is based on trailing twelve-month data and excludes non-recurring items that could distort the underlying earnings trend.Last Reported EPS
4,263 Lowest | Expected EPS | 4,263 Highest |
Earnings Projection Consensus
For KB Financial, when the consensus earnings-based valuation exceeds the live market price, some investors see this as a potential long opportunity. When the market price runs ahead of the estimate, downside risk may be elevated if expectations soften. These scenario-based signals are most useful when combined with fundamental analysis and sector positioning.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 2 | 79.8% | 2034.0 | 4263.00675 | 10.23 |
Earnings per Share Projection vs Actual
Actual EPS for KB Financial captures the per-share profitability delivered by the business during the completed quarter. Expected EPS for KB Financial Group is the analyst community's advance estimate of this figure, shaped by guidance and sector research. A sustained increase in KB Financial's EPS over time generally reflects improving operational performance and earnings quality.Estimated Months Earnings per Share
For yield-focused investors, KB Financial's EPS provides a forward-looking signal on whether dividends will grow, hold, or face pressure. High EPS relative to dividends implies a conservative payout ratio and room for future increases. EPS should not be used in isolation - pair it with cash yield, debt service coverage, and industry-relative performance metrics.Quarterly Analyst Estimates and Surprise Metrics
Near-term price volatility for KB Financial is frequently tied to the gap between reported and expected EPS. Markets absorb this information rapidly, with price often overshooting before stabilizing around revised fundamentals. The analyst consensus heading into the report is built from iterative model updates and guidance interpretation.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-02-10 | 2025-12-31 | 1.18 | 2034.0 | 2032.82 | 172272 | ||
2025-10-31 | 2025-09-30 | 3.17 | 3.18 | 0.01 | 0 | ||
2025-07-21 | 2025-06-30 | 3.08 | 3.36 | 0.28 | 9 | ||
2025-04-23 | 2025-03-31 | 4252.996 | 4384.0 | 131.004 | 3 | ||
2025-02-05 | 2024-12-31 | 1591.748 | 1558.0 | -33.748 | 2 | ||
2024-10-24 | 2024-09-30 | 2.64 | 3.02 | 0.38 | 14 | ||
2024-07-30 | 2024-06-30 | 2.78 | 3.21 | 0.43 | 15 | ||
2024-04-25 | 2024-03-31 | 1.99 | 1.94 | -0.05 | 2 | ||
2024-02-07 | 2023-12-31 | 0.72 | 0.48 | -0.24 | 33 | ||
2023-10-24 | 2023-09-30 | 2.82 | 2.57 | -0.25 | 8 | ||
2023-07-25 | 2023-06-30 | 2.87 | 2.89 | 0.02 | 0 | ||
2023-04-27 | 2023-03-31 | 2.97 | 2.98 | 0.01 | 0 | ||
2023-02-07 | 2022-12-31 | 1.52 | 0.78 | -0.74 | 48 | ||
2022-10-25 | 2022-09-30 | 2.27 | 2.31 | 0.04 | 1 | ||
2022-07-21 | 2022-06-30 | 2.48 | 2.54 | 0.06 | 2 | ||
2022-04-22 | 2022-03-31 | 2.99 | 2.98 | -0.01 | 0 | ||
2022-02-08 | 2021-12-31 | 1.35 | 1.32 | -0.03 | 2 | ||
2021-10-21 | 2021-09-30 | 2.76 | 2.75 | -0.01 | 0 | ||
2021-07-22 | 2021-06-30 | 2.58 | 2.62 | 0.04 | 1 | ||
2021-05-17 | 2021-03-31 | 2.58 | 2.88 | 0.3 | 11 | ||
2021-02-04 | 2020-12-31 | 1.33 | 1.32 | -0.01 | 0 | ||
2020-10-22 | 2020-09-30 | 2.66 | 2.74 | 0.08 | 3 | ||
2020-07-21 | 2020-06-30 | 2.07 | 2.22 | 0.15 | 7 | ||
2020-04-23 | 2020-03-31 | 1.53 | 1.57 | 0.04 | 2 | ||
2020-02-06 | 2019-12-31 | 1.16 | 1.13 | -0.03 | 2 | ||
2019-10-24 | 2019-09-30 | 2.06 | 2.07 | 0.01 | 0 | ||
2019-07-18 | 2019-06-30 | 2.05 | 2.15 | 0.1 | 4 | ||
2019-04-24 | 2019-03-31 | 1.86 | 1.82 | -0.04 | 2 | ||
2019-02-08 | 2018-12-31 | 0.45 | 0.431 | -0.019 | 4 | ||
2018-10-25 | 2018-09-30 | 2.11 | 2.13 | 0.02 | 0 | ||
2018-07-19 | 2018-06-30 | 2.07 | 2.04 | -0.03 | 1 | ||
2018-04-19 | 2018-03-31 | 2.07 | 2.16 | 0.09 | 4 | ||
2011-03-31 | 2010-12-31 | 0 | 1.9882 | 1.9882 | 0 | ||
2010-12-31 | 2010-09-30 | 0 | -0.8869 | -0.8869 | 0 |
Use KB Financial in pair-trading
Pair trading with KB Financial can help investors hedge some company-specific exposure by balancing a long view with an offsetting position. The advantage is that adverse movement in one leg may be partly offset by the other when correlation and thesis alignment hold.
KB Financial Pair Trading
KB Financial Group Pair Trading Analysis
Identifying assets closely correlated with KB Financial is essential for tax-loss harvesting without triggering the wash-sale rule. By replacing KB Financial with a sufficiently similar instrument, investors can realize a tax loss while maintaining their intended market exposure.
The correlation coefficient for KB Financial quantifies the strength and direction of its co-movement with other assets on a scale from -1 to +1. Values near +1 indicate that the paired asset moves almost identically to KB Financial Group, while values near -1 suggest near-perfect inverse movement.
Correlation analysis provides a foundation for evaluating pair-based hedging approaches for KB Financial. The hedging framework is applicable across related stocks and broader market groups.Use Investing Themes to Complement your KB Financial position
KB Financial Group operates in Financial Services/Banks—Regional at 36.22 Billion market cap - a thematic view expands this mid-cap position into a broader portfolio concept. Building a Financial Services theme from KB Financial Group 36.22 Billion position turns a single Banks—Regional conviction into a risk-managed basket.
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Communication Services
Companies that provide networking, telecom, and long distance services. The Communication Services theme has 40 constituents at this time.
Investors can hold the Communication Services Theme as a long-term basket or actively trade individual constituents to capture short-term price movement.
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