Dave Price To Earning vs. Net Income

DAVE Stock  USD 210.46  4.37  2.12%   
Using the measurements of profitability obtained from Dave's financial statements, Dave Inc is performing exceptionally well at the present time. Current readings indicate it has a great chance to showcase excellent profitability results in April. Profitability indicators assess Dave's ability to earn profits and add value for shareholders.According to data available as of March 2026, Operating Cash Flow Sales Ratio is projected to grow to 0.59, although Price To Sales Ratio may weaken to 5.49. Interest Income is projected to change by approximately 25.81% year over year. Year-ago financials show Dave with Interest Income of 1.6 Million. According to data available as of March 2026, Operating Income is projected to grow to approximately 43 M, while Net Loss is moving higher toward about -110.2 M. Recent disclosures position Operating Profit Margin within a fading cycle. Last year’s filings placed Operating Profit Margin at 0.08. According to data available as of March 2026, Net Profit Margin is projected to grow to 0.40, although Gross Profit may weaken to about 223 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.670.7981
Fairly Down
Pretty Stable
This view for Dave Inc frames profitability through return on assets, equity, and margin metrics. Values are computed from the latest available financial statement data. Metrics reflect relationships across revenue, asset base, and capital structure. The dataset reflects available profitability inputs.

Revenue by Business Segment

Dave Inc reports income from 2 product segments. Dave's revenue is anchored by Subscriptions (22.35 Million, 99.2%), followed by Other (183,000, 0.8%). With the top segment exceeding 60% of revenue, Dave's earnings are heavily concentrated in a single product line.
Investing Opportunities.
By analyzing Dave's earnings estimates, investors can diagnose trend shifts in analyst expectations and compare EPS projections across timeframes. For Dave, EPS is most informative when read together with margin stability and cash-flow conversion. Analyst consensus for Dave Inc typically uses EPS figures that exclude non-recurring items. Employee stock option expenses can be included in the reported consensus. All values trace back to audited or reported financial documents. Reported data is organized for reference and does not imply a course of action.
Macro event markers
 
Covid
 
Interest Hikes
Analyst consensus places Dave EPS at 3.3688 for 30th of June 2026. The EPS consensus for Dave Inc reflects analyst expectations combined with historical volatility patterns..

Dave Revenue by Earnings Segment View

The breakdown below shows how Dave's revenue is split across product segments for the most recent reporting period. The smallest reported segment is Other at 0.8% of total revenue.
The estimates help frame performance context across reporting periods. The estimates are provided as neutral context for research workflows and timeframe comparisons.
 Quarterly Earnings Growth
2.924
 Earnings Share
13.52
 Revenue Per Share
41.462
 Quarterly Revenue Growth
0.624
 Return On Assets
0.3037
Dave's market capitalization and book value each provide useful but distinct information about the business. Dave's market capitalization is 2.73 B. With a P/B ratio of 7.75, the market values Dave well above its book equity. Enterprise value stands at 2.69 B. Intrinsic value for Dave synthesizes operating data into a single estimate that complements price and book value. Valuation methods compare these perspectives to frame context. All figures are presented for informational review and are not prescriptive.
For Dave, intrinsic value is a model-driven estimate while price is a market-driven observation. For Dave, key inputs include a P/E ratio of 12.05, a P/B ratio of 7.75, a profit margin of 35.34%, and ROE of 73.11%. Where Dave trades at any moment depends on the balance of buying and selling pressure. No forward-looking guarantees are expressed or implied by this data.

Dave Inc Net Income vs. Price To Earning Fundamental Analysis

Cross-company financial ratios help determine Dave's valuation standing.
Dave Inc holds the #2 position for price to earning relative to top peers. It also holds the #2 position for net income relative to top peers with a Net Income-to-Price To Earning ratio near 16,254,357 . Recent filings indicate that Net Income continues pushing upward. Year-ago financials show Dave with Net Income of 195.87 Million. Peer multiple ratios estimate Dave's valuation standing.

Dave Net Income vs. Price To Earning

Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.

Dave

P/E

 = 

Market Value Per Share

Earnings Per Share

 = 
12.05 X
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Dave

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
195.87 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Dave Net Income Comparison

Dave is currently under evaluation for net income relative to top peers.

Dave Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Dave, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Dave will eventually generate negative long term returns. The profitability progress is the general direction of Dave's change in net profit over the period of time. It can combine multiple indicators of Dave, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedEnd Of Year Estimate
Accumulated Other Comprehensive Income254.2 K266.9 K
Net Interest Income-5.4 M-5.7 M
Interest Income1.6 M2.2 M
Operating Income41 M43 M
Net Income From Continuing Ops195.9 M205.7 M
Income Before Tax168 M176.4 M
Total Other Income Expense Net127 M133.4 M
Net Loss-116 M-110.2 M
Net Income195.9 M205.7 M
Income Tax Expense-27.8 M-26.4 M
Non Operating Income Net Other6.2 M3.6 M
Change To Netincome101.7 M106.8 M
Net Income Per Share 14.65 15.39
Income Quality 1.48 1.55
Net Income Per E B T 1.17 0.77

Dave Profitability Driver Comparison

Profitability drivers for Dave are the most direct factors influencing its investment outlook. Investors face numerous unpredictable events - from regulatory changes to macroeconomic disruptions - that can alter Dave's financial performance and earnings sustainability at any time.

Earnings per Share Projection vs Actual

Use Dave in pair-trading

Pair analysis around Dave Inc matters because it can turn one security idea into a more market-neutral structure. The advantage is that adverse movement in one leg may be partly offset by the other when correlation and thesis alignment hold.

Dave Pair Trading

Dave Inc Pair Trading Analysis

Replacing Dave with a highly correlated asset during tax-loss harvesting reduces the probability that the portfolio will miss a sudden rally in Dave Inc during the required 30-day waiting period.
For long-term investors in Dave, the relevant correlation horizon is typically monthly or quarterly. Short-term noise in daily Dave Inc correlation estimates can be misleading when constructing buy-and-hold diversified portfolios.
Dave's hedging context can be framed through Correlation analysis and pair-based evaluation. Cross-sector pair evaluation can broaden the hedging context for Dave. Pair dynamics can shift during periods of market stress or structural change.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Dave position

At 2.73 Billion in the Software—Application space, Dave Inc smaller-cap profile gives investors a structured starting point for building sector-aligned themes. For Dave Inc in Software—Application, the theme workflow defines the investment thesis first, then optimizes which Technology assets best express that view at the smaller-cap level.

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Cancer Fighters Theme
Biotech and medical diagnostic companies that work on researching drugs or manufacturing of medical and therapeutics equipment that is directly related to the research, treatment, and detection of cancer or cancer related diseases. The Cancer Fighters theme has 60 constituents at this time.
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More Resources for Dave Stock Analysis

The foundation for reviewing Dave Inc is its financial reporting and trend data. These measures summarize how the business operates financially. The data captures Dave's financial activity across reporting cycles. The following reports provide additional context for Dave Inc Stock: