AMERISAFE Gross Profit vs. Net Income
| AMSF Stock | USD 32.98 0.18 0.55% |
Gross Profit | First Reported 2003-03-31 | Previous Quarter 34.1 M | Current Value 52.6 M | Quarterly Volatility 18.1 M |
Macro event markers
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.35 | 0.4643 |
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| Net Profit Margin | 0.11 | 0.1486 |
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| Operating Profit Margin | 0.16 | 0.1855 |
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| Pretax Profit Margin | 0.14 | 0.1855 |
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| Return On Assets | 0.0302 | 0.0457 |
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| Return On Equity | 0.2 | 0.1874 |
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Margin and return metrics for AMERISAFE describe how earnings relate to the capital employed. All values are derived from reported financial statements.
AMERISAFE | Build portfolio with AMERISAFE Stock |
Macro event markers
Quarterly Earnings Growth -0.19 | Dividend Share 1.56 | Earnings Share 2.47 | Revenue Per Share | Quarterly Revenue Growth 0.102 |
The gap between AMERISAFE's market value and book value reflects how the market perceives future potential versus historical cost. AMERISAFE's market capitalization is 624.13 M. A P/B ratio of 2.41 indicates the market values AMERISAFE above its accounting book value. Enterprise value stands at 544.96 M. The relationship between AMERISAFE's intrinsic value, market price, and book value adds depth to the analysis.
Value and price for AMERISAFE may converge over time but can differ substantially in any given period. For AMERISAFE, key inputs include a P/E ratio of 11.75, a P/B ratio of 2.41, a profit margin of 14.86%, and ROE of 18.53%.
AMERISAFE Net Income vs. Gross Profit Fundamental Analysis
Valuation ratios compare AMERISAFE to competitors to determine relative overvaluation or discount. AMERISAFE is rated below average in gross profit across its competitive set. It ranks fifth among stocks in net income across its competitive set at roughly 0.51 Net Income per unit of Gross Profit. AMERISAFE carries a 1.96 x Gross Profit-to-Net Income ratio. Recent disclosures position Gross Profit within a firming cycle. The prior-year reading for Gross Profit was 147.31 Million. Sector multiples frame AMERISAFE's current valuation context.AMERISAFE Net Income vs. Gross Profit
Gross Profit is the most basic measure of business operational efficiency. It is simply the difference between sales revenue and the cost associated with making a product or providing a service. It is calculated before deducting administrative expenses, taxes, and interest payments.
AMERISAFE |
| = | 92.42 M |
Gross Profit varies significantly from one sector to another and tells an investor how much money a business would have made if it didn't have to pay any overhead expenses such as salary, taxes, or rent.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
AMERISAFE |
| = | 47.15 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
AMERISAFE Net Income Comparison
AMERISAFE is currently under evaluation in net income across its competitive set.
AMERISAFE Profitability Projections
AMERISAFE's ability to earn and keep profits over time is one of the most direct signs of business quality. A rising profit trend for AMERISAFE is broadly seen as positive, while a falling one raises concerns. AMERISAFE currently maintains a profit margin of 14.9%. Steady profits across market cycles are a typical sign of a strong business model. The operating margin stands at 15.6% while return on equity is 18.5%. Pairing profit analysis with balance sheet and cash flow data gives a stronger view of AMERISAFE. Recent net income of 47.1 M reflects the bottom-line result of these profitability dynamics.
| Last Reported | End Of Year Estimate | ||
| Accumulated Other Comprehensive Income | -3.2 M | -3.1 M | |
| Operating Income | 58.9 M | 66 M | |
| Income Before Tax | 58.9 M | 64.3 M | |
| Total Other Income Expense Net | 59.4 K | 62.4 K | |
| Net Income | 47.1 M | 51.7 M | |
| Income Tax Expense | 11.7 M | 15.9 M | |
| Net Income Applicable To Common Shares | 63.9 M | 52.5 M | |
| Net Income From Continuing Ops | 47.1 M | 69.2 M | |
| Change To Netincome | -2.4 M | -2.3 M | |
| Net Income Per Share | 2.48 | 2.36 | |
| Income Quality | 0.23 | 0.22 | |
| Net Income Per E B T | 0.80 | 0.86 |
AMERISAFE Profitability Driver Comparison
Profitability drivers are a critical input for any investor evaluating AMERISAFE's long-term potential. While many factors affecting AMERISAFE's earnings are unpredictable, tracking key indicators provides a useful framework.
Earnings Estimation Breakdown
Consensus estimates for AMERISAFE converge on a next projected EPS of 0.53, with the full analyst range spanning from 0.53 to 0.53. This range reflects differing assumptions about AMERISAFE's revenue trajectory, cost base, and guidance interpretation for the upcoming period. The estimate is based on trailing twelve months of data and excludes non-recurring charges and gains.Last Reported EPS
0.53 Lowest | Expected EPS | 0.53 Highest |
Earnings Projection Consensus
If the current estimate of AMERISAFE's value is above the current market price of the AMERISAFE stock, some investors may interpret the security as potentially undervalued. If the estimate is below the current market price, others may interpret it as potentially overvalued. These are scenario-based valuation signals and should be reviewed with risk, liquidity, and fundamental context before making allocation decisions.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 3 | 90.66% | 0.0 | 0.53 | 2.47 |
Earnings per Share Projection vs Actual
AMERISAFE's reported EPS represents verified per-share income from its most recent quarterly results. Expected EPS for AMERISAFE is the pre-announcement consensus derived from models that track revenue, margins, and cost structures. EPS is calculated on a weighted average share basis to accurately reflect dilution effects throughout the period.Estimated Months Earnings per Share
For investors seeking yield from AMERISAFE, EPS growth is a key indicator of whether the company can sustain and expand its dividend over time. While EPS captures profitability per share, it should be cross-referenced with cash flow from operations to assess true payout capacity. Relative EPS comparison against sector peers adds essential context to this analysis.Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact AMERISAFE's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-02-25 | 2025-12-31 | 0.5833 | 0.51 | -0.0733 | 12 | ||
2025-10-21 | 2025-09-30 | 0.55 | 0.55 | 0.0 | 0 | ||
2025-07-25 | 2025-06-30 | 0.55 | 0.73 | 0.18 | 32 | ||
2025-04-22 | 2025-03-31 | 0.5967 | 0.6 | 0.0033 | 0 | ||
2025-02-19 | 2024-12-31 | 0.6233 | 0.67 | 0.0467 | 7 | ||
2024-10-23 | 2024-09-30 | 0.58 | 0.58 | 0.0 | 0 | ||
2024-07-29 | 2024-06-30 | 0.63 | 0.58 | -0.05 | 7 | ||
2024-04-24 | 2024-03-31 | 0.7 | 0.69 | -0.01 | 1 | ||
2024-02-21 | 2023-12-31 | 0.71 | 0.74 | 0.03 | 4 | ||
2023-10-25 | 2023-09-30 | 0.69 | 0.61 | -0.08 | 11 | ||
2023-07-27 | 2023-06-30 | 0.72 | 0.73 | 0.01 | 1 | ||
2023-04-26 | 2023-03-31 | 0.72 | 0.83 | 0.11 | 15 | ||
2023-02-20 | 2022-12-31 | 0.77 | 0.84 | 0.07 | 9 | ||
2022-10-26 | 2022-09-30 | 0.75 | 0.73 | -0.02 | 2 | ||
2022-07-28 | 2022-06-30 | 0.68 | 0.68 | 0.0 | 0 | ||
2022-04-27 | 2022-03-31 | 0.66 | 0.82 | 0.16 | 24 | ||
2022-02-22 | 2021-12-31 | 0.9 | -0.0028 | -0.9028 | 100 | ||
2021-10-27 | 2021-09-30 | 0.77 | 1.02 | 0.25 | 32 | ||
2021-07-28 | 2021-06-30 | 0.74 | 1.04 | 0.3 | 40 | ||
2021-04-29 | 2021-03-31 | 0.73 | 0.76 | 0.03 | 4 | ||
2021-02-24 | 2020-12-31 | 0.86 | 1.22 | 0.36 | 41 | ||
2020-10-28 | 2020-09-30 | 0.72 | 1.16 | 0.44 | 61 | ||
2020-07-30 | 2020-06-30 | 0.69 | 1.0 | 0.31 | 44 | ||
2020-04-29 | 2020-03-31 | 0.79 | 0.88 | 0.09 | 11 | ||
2020-02-19 | 2019-12-31 | 0.81 | 1.7 | 0.89 | 109 | ||
2019-10-31 | 2019-09-30 | 0.8 | 1.09 | 0.29 | 36 | ||
2019-07-31 | 2019-06-30 | 0.8 | 0.9 | 0.1 | 12 | ||
2019-05-01 | 2019-03-31 | 0.79 | 0.91 | 0.12 | 15 | ||
2019-02-27 | 2018-12-31 | 0.87 | 1.07 | 0.2 | 22 | ||
2018-10-24 | 2018-09-30 | 0.78 | 1.01 | 0.23 | 29 | ||
2018-08-01 | 2018-06-30 | 0.77 | 0.92 | 0.15 | 19 | ||
2018-04-25 | 2018-03-31 | 0.77 | 0.86 | 0.09 | 11 | ||
2018-02-26 | 2017-12-31 | 0.85 | 0.69 | -0.16 | 18 | ||
2017-10-25 | 2017-09-30 | 0.79 | 0.87 | 0.08 | 10 | ||
2017-07-27 | 2017-06-30 | 0.77 | 0.82 | 0.05 | 6 | ||
2017-04-26 | 2017-03-31 | 0.91 | 0.71 | -0.2 | 21 | ||
2017-02-22 | 2016-12-31 | 0.98 | 1.04 | 0.06 | 6 | ||
2016-10-26 | 2016-09-30 | 0.9 | 0.93 | 0.03 | 3 | ||
2016-07-28 | 2016-06-30 | 0.89 | 0.85 | -0.04 | 4 | ||
2016-04-27 | 2016-03-31 | 0.83 | 1.26 | 0.43 | 51 | ||
2016-02-24 | 2015-12-31 | 0.9 | 1.2 | 0.3 | 33 | ||
2015-10-28 | 2015-09-30 | 0.84 | 0.94 | 0.1 | 11 | ||
2015-07-30 | 2015-06-30 | 0.79 | 0.84 | 0.05 | 6 | ||
2015-04-29 | 2015-03-31 | 0.74 | 0.79 | 0.05 | 6 | ||
2015-02-26 | 2014-12-31 | 0.78 | 0.87 | 0.09 | 11 | ||
2014-10-29 | 2014-09-30 | 0.66 | 0.72 | 0.06 | 9 | ||
2014-07-30 | 2014-06-30 | 0.61 | 0.67 | 0.06 | 9 | ||
2014-04-30 | 2014-03-31 | 0.63 | 0.56 | -0.07 | 11 | ||
2014-02-26 | 2013-12-31 | 0.56 | 0.9 | 0.34 | 60 | ||
2013-10-31 | 2013-09-30 | 0.48 | 0.54 | 0.06 | 12 | ||
2013-07-31 | 2013-06-30 | 0.5 | 0.45 | -0.05 | 10 | ||
2013-05-01 | 2013-03-31 | 0.48 | 0.47 | -0.01 | 2 | ||
2013-02-27 | 2012-12-31 | 0.38 | 0.49 | 0.11 | 28 | ||
2012-11-01 | 2012-09-30 | 0.36 | 0.35 | -0.01 | 2 | ||
2012-07-30 | 2012-06-30 | 0.4 | 0.18 | -0.22 | 55 | ||
2012-05-09 | 2012-03-31 | 0.33 | 0.45 | 0.12 | 36 | ||
2012-03-01 | 2011-12-31 | 0.35 | 0.32 | -0.03 | 8 | ||
2011-11-01 | 2011-09-30 | 0.29 | 0.33 | 0.04 | 13 | ||
2011-08-02 | 2011-06-30 | 0.37 | 0.23 | -0.14 | 37 | ||
2011-05-02 | 2011-03-31 | 0.38 | 0.35 | -0.03 | 7 | ||
2011-03-03 | 2010-12-31 | 0.4 | 0.38 | -0.02 | 5 | ||
2010-11-04 | 2010-09-30 | 0.46 | 0.26 | -0.2 | 43 | ||
2010-08-04 | 2010-06-30 | 0.45 | 0.53 | 0.08 | 17 | ||
2010-05-03 | 2010-03-31 | 0.44 | 0.45 | 0.01 | 2 | ||
2010-03-01 | 2009-12-31 | 0.58 | 0.32 | -0.26 | 44 | ||
2009-11-05 | 2009-09-30 | 0.54 | 0.67 | 0.13 | 24 | ||
2009-08-05 | 2009-06-30 | 0.54 | 0.67 | 0.13 | 24 | ||
2009-04-29 | 2009-03-31 | 0.54 | 0.54 | 0.0 | 0 | ||
2009-02-23 | 2008-12-31 | 0.56 | 0.94 | 0.38 | 67 | ||
2008-11-06 | 2008-09-30 | 0.54 | 0.65 | 0.11 | 20 | ||
2008-08-06 | 2008-06-30 | 0.54 | 0.63 | 0.09 | 16 | ||
2008-05-01 | 2008-03-31 | 0.49 | 0.59 | 0.1 | 20 | ||
2008-02-27 | 2007-12-31 | 0.96 | 0.92 | -0.04 | 4 | ||
2007-11-07 | 2007-09-30 | 0.47 | 0.58 | 0.11 | 23 | ||
2007-08-06 | 2007-06-30 | 0.48 | 0.56 | 0.08 | 16 | ||
2007-05-07 | 2007-03-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2007-02-27 | 2006-12-31 | 0.36 | 0.55 | 0.19 | 52 | ||
2006-10-31 | 2006-09-30 | 0.31 | 0.42 | 0.11 | 35 | ||
2006-08-14 | 2006-06-30 | 0.3 | 0.36 | 0.06 | 20 | ||
2006-05-09 | 2006-03-31 | 0.28 | 0.32 | 0.04 | 14 | ||
2006-02-28 | 2005-12-31 | 0.2 | 0.39 | 0.19 | 95 |
Use AMERISAFE in pair-trading
Using AMERISAFE in a pair-trading setup can improve risk control because gains and losses are judged against a second position instead of against the market alone. The advantage is that adverse movement in one leg may be partly offset by the other when correlation and thesis alignment hold.
AMERISAFE Pair Trading
AMERISAFE Pair Trading Analysis
Finding correlated alternatives to AMERISAFE is a practical necessity for tax-aware investors. Holding a correlated substitute during the wash-sale period minimizes portfolio drift from AMERISAFE.
The statistical relationship between AMERISAFE and other instruments is summarized by the correlation coefficient. Assets with correlations below 0.3 to AMERISAFE typically offer meaningful diversification benefits.
The Correlation analysis framework supports pair trading and hedging evaluation for AMERISAFE. Values are based on observed price behavior across time frames.Use Investing Themes to Complement your AMERISAFE position
AMERISAFE operates in Financial Services/Insurance—Specialty at 624.13 Million market cap - a thematic view expands this smaller-cap position into a broader portfolio concept. Building a Financial Services theme from AMERISAFE 624.13 Million position turns a single Insurance—Specialty conviction into a risk-managed basket.
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