Xp Net Worth

Xp Net Worth Breakdown

  XP
The net worth of Xp Inc is the difference between its total assets and liabilities. Xp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Xp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Xp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Xp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Xp Inc stock.

Xp Net Worth Analysis

Xp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Xp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Xp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Xp's net worth analysis. One common approach is to calculate Xp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Xp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Xp's net worth. This approach calculates the present value of Xp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Xp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Xp's net worth. This involves comparing Xp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Xp's net worth relative to its peers.

Enterprise Value

157.29 Billion

To determine if Xp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Xp's net worth research are outlined below:
Xp Inc has high likelihood to experience some financial distress in the next 2 years
Over 88.0% of the company outstanding shares are owned by institutional investors
Latest headline from news.google.com: XP Inc. Stock Rockets 26 percent But Many Are Still Ignoring The Company -
Xp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Xp Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Xp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
15th of February 2024
Upcoming Quarterly Report
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20th of May 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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15th of February 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Xp Target Price Consensus

Xp target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Xp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   12  Strong Buy
Most Xp analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Xp stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Xp Inc, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Xp Target Price Projection

Xp's current and average target prices are 19.76 and 23.42, respectively. The current price of Xp is the price at which Xp Inc is currently trading. On the other hand, Xp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Xp Market Quote on 21st of September 2025

Low Price19.5Odds
High Price20.17Odds

19.76

Target Price

Analyst Consensus On Xp Target Price

Low Estimate21.32Odds
High Estimate26.0Odds

23.4242

Historical Lowest Forecast  21.32 Target Price  23.42 Highest Forecast  26.0
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Xp Inc and the information provided on this page.

Know Xp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Xp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Xp Inc backward and forwards among themselves. Xp's institutional investor refers to the entity that pools money to purchase Xp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Schroder Investment Management Group2025-06-30
M
Norges Bank2025-06-30
5.1 M
Geode Capital Management, Llc2025-06-30
4.6 M
Fisher Asset Management, Llc2025-06-30
4.5 M
Bank Of America Corp2025-06-30
4.2 M
Seafarer Capital Partners, Llc2025-06-30
4.1 M
Canada Pension Plan Investment Board2025-06-30
3.9 M
Fmr Inc2025-06-30
3.7 M
Voloridge Investment Management, Llc2025-06-30
3.5 M
Blackrock Inc2025-06-30
46.8 M
Capital World Investors2025-06-30
41.6 M
Note, although Xp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Xp's market capitalization trends

The company currently falls under 'Large-Cap' category with a market capitalization of 10.41 B.

Market Cap

47.13 Billion

Project Xp's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0.03)(0.02)
Return On Assets 0.01  0.01 
Return On Equity 0.23  0.16 
The company has Net Profit Margin (PM) of 0.29 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.31 %, which signifies that for every $100 of sales, it has a net operating income of $0.31.
When accessing Xp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Xp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Xp's profitability and make more informed investment decisions.

Evaluate Xp's management efficiency

Xp Inc has Return on Asset (ROA) of 0.0147 % which means that for every $100 of assets, it generated a profit of $0.0147. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.2332 %, which means that it produced $0.2332 on every 100 dollars invested by current stockholders. Xp's management efficiency ratios could be used to measure how well Xp manages its routine affairs as well as how well it operates its assets and liabilities. As of 09/21/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.02. At this time, Xp's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 09/21/2025, Total Current Liabilities is likely to grow to about 205.9 B, while Non Current Liabilities Other is likely to drop slightly above 833.7 M.
Last ReportedProjected for Next Year
Book Value Per Share 36.56  38.39 
Tangible Book Value Per Share 31.76  33.34 
Enterprise Value Over EBITDA 24.84  26.08 
Price Book Value Ratio 2.01  1.91 
Enterprise Value Multiple 24.84  26.08 
Price Fair Value 2.01  1.91 
Enterprise Value149.8 B157.3 B
Effective leadership at Xp drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Enterprise Value Revenue
7.2616
Revenue
16.8 B
Quarterly Revenue Growth
0.066
Revenue Per Share
31.459
Return On Equity
0.2332

Xp Corporate Filings

6K
19th of August 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
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13th of August 2025
Other Reports
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24th of April 2025
Other Reports
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Xp time-series forecasting models is one of many Xp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Xp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Xp Earnings Estimation Breakdown

The calculation of Xp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Xp is estimated to be 2.3855 with the future projection ranging from a low of 2.309 to a high of 2.4825. Please be aware that this consensus of annual earnings estimates for Xp Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
2.31
Lowest
Expected EPS
2.3855
2.48
Highest

Xp Earnings Projection Consensus

Suppose the current estimates of Xp's value are higher than the current market price of the Xp stock. In this case, investors may conclude that Xp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Xp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
1285.08%
0.0
2.3855
1.71

Xp Earnings per Share Projection vs Actual

Actual Earning per Share of Xp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Xp Inc predict the company's earnings will be in the future. The higher the earnings per share of Xp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Xp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Xp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Xp should always be considered in relation to other companies to make a more educated investment decision.

Xp Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Xp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-08-18
2025-06-302.332.460.13
2025-05-20
2025-03-312.212.290.08
2025-02-18
2024-12-312.252.23-0.02
2024-11-19
2024-09-302.172.180.01
2024-08-13
2024-06-301.980.3886-1.591480 
2024-05-21
2024-03-312.021.87-0.15
2024-02-27
2023-12-312.022.110.09
2023-11-13
2023-09-302.072.130.06
2023-08-14
2023-06-301.872.00.13
2023-05-15
2023-03-311.371.520.1510 
2023-02-16
2022-12-311.931.59-0.3417 
2022-11-08
2022-09-301.592.060.4729 
2022-08-09
2022-06-301.621.810.1911 
2022-05-03
2022-03-311.61.710.11
2022-02-08
2021-12-311.481.890.4127 
2021-11-03
2021-09-301.521.820.319 
2021-08-03
2021-06-301.251.810.5644 
2021-05-04
2021-03-311.071.480.4138 
2021-02-23
2020-12-311.051.270.2220 
2020-11-09
2020-09-300.911.020.1112 
2020-08-12
2020-06-300.731.020.2939 
2020-05-12
2020-03-310.580.750.1729 
2020-03-17
2019-12-310.420.820.495 
2019-12-11
2019-09-300.490.12-0.3775 

Xp Corporate Management

Already Invested in Xp Inc?

The danger of trading Xp Inc is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Xp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Xp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Xp Inc is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Xp Stock Analysis

When running Xp's price analysis, check to measure Xp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Xp is operating at the current time. Most of Xp's value examination focuses on studying past and present price action to predict the probability of Xp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Xp's price. Additionally, you may evaluate how the addition of Xp to your portfolios can decrease your overall portfolio volatility.