UMB Free Cash Flow Yield vs Ptb Ratio Analysis

UMBF Stock

USD 118.39 1.60 1.33%

UMB Financial financial indicator trend analysis is much more than just breaking down UMB Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether UMB Financial is a good investment. Please check the relationship between UMB Financial Free Cash Flow Yield and its Ptb Ratio accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

Free Cash Flow Yield vs Ptb Ratio

Free Cash Flow Yield vs Ptb Ratio Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of UMB Financial Free Cash Flow Yield account and Ptb Ratio. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between UMB Financial's Free Cash Flow Yield and Ptb Ratio is -0.05. Overlapping area represents the amount of variation of Free Cash Flow Yield that can explain the historical movement of Ptb Ratio in the same time period over historical financial statements of UMB Financial, assuming nothing else is changed. The correlation between historical values of UMB Financial's Free Cash Flow Yield and Ptb Ratio is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Free Cash Flow Yield of UMB Financial are associated (or correlated) with its Ptb Ratio. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Ptb Ratio has no effect on the direction of Free Cash Flow Yield i.e., UMB Financial's Free Cash Flow Yield and Ptb Ratio go up and down completely randomly.

Correlation Coefficient

-0.05

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Most indicators from UMB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.The UMB Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.28, while Selling General Administrative is projected to decrease to roughly 305.8 M.

	2022	2023	2024	2025 (projected)
Operating Income	532.0M	421.6M	541.3M	568.3M
Other Operating Expenses	1.1B	1.8B	2.1B	2.2B

Operating Income Other Operating Expenses

UMB Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Net Receivables	Intangible Assets	Other Current Assets	Short Term Investments	Common Stock Total Equity	Common Stock
Common Stock Shares Outstanding		0.65	0.37	0.3	0.32	0.76	0.51	-0.5	0.67	0.39	0.42	-0.11	0.47	0.32	0.39	0.81	0.27	0.5	0.48	0.31	0.44	-0.53	0.37	0.31	0.28	0.29
Total Assets	0.65		0.73	0.81	0.83	0.96	0.27	-0.76	0.99	0.86	0.79	-0.09	0.52	0.67	0.74	0.54	0.52	0.86	0.59	0.68	0.83	-0.08	0.35	0.52	0.47	0.48
Short Long Term Debt Total	0.37	0.73		0.49	0.5	0.72	0.38	-0.58	0.68	0.62	0.47	-0.12	0.1	0.61	0.57	0.56	0.16	0.74	0.48	0.99	0.54	0.12	0.37	0.8	0.64	0.64
Other Current Liab	0.3	0.81	0.49		0.96	0.68	-0.16	-0.51	0.81	0.81	0.94	0.23	0.45	0.6	0.82	0.18	0.84	0.59	0.46	0.46	0.94	0.32	0.06	0.14	0.33	0.34
Total Current Liabilities	0.32	0.83	0.5	0.96		0.71	-0.15	-0.51	0.84	0.81	0.92	0.16	0.4	0.6	0.83	0.2	0.79	0.62	0.47	0.46	0.94	0.32	0.19	0.17	0.32	0.33
Total Stockholder Equity	0.76	0.96	0.72	0.68	0.71		0.49	-0.73	0.95	0.77	0.72	-0.05	0.47	0.7	0.63	0.7	0.43	0.76	0.66	0.69	0.72	-0.24	0.35	0.61	0.58	0.59
Property Plant And Equipment Net	0.51	0.27	0.38	-0.16	-0.15	0.49		-0.21	0.26	0.02	-0.09	-0.19	0.2	0.27	-0.2	0.73	-0.17	0.21	0.42	0.42	-0.11	-0.5	0.02	0.63	0.7	0.7
Net Debt	-0.5	-0.76	-0.58	-0.51	-0.51	-0.73	-0.21		-0.68	-0.9	-0.57	-0.14	-0.36	-0.82	-0.37	-0.35	-0.22	-0.69	-0.75	-0.56	-0.43	0.45	-0.62	-0.65	-0.24	-0.25
Retained Earnings	0.67	0.99	0.68	0.81	0.84	0.95	0.26	-0.68		0.79	0.78	-0.13	0.57	0.58	0.77	0.54	0.56	0.83	0.52	0.62	0.86	-0.04	0.27	0.42	0.46	0.47
Cash	0.39	0.86	0.62	0.81	0.81	0.77	0.02	-0.9	0.79		0.82	0.25	0.37	0.87	0.63	0.25	0.53	0.72	0.74	0.6	0.71	-0.1	0.5	0.52	0.29	0.31
Non Current Assets Total	0.42	0.79	0.47	0.94	0.92	0.72	-0.09	-0.57	0.78	0.82		0.45	0.39	0.72	0.83	0.26	0.85	0.47	0.64	0.44	0.92	0.12	0.24	0.17	0.29	0.31
Non Currrent Assets Other	-0.11	-0.09	-0.12	0.23	0.16	-0.05	-0.19	-0.14	-0.13	0.25	0.45		-0.16	0.52	0.1	-0.16	0.44	-0.44	0.53	-0.06	0.14	-0.1	0.11	-0.05	-0.03	-0.03
Other Assets	0.47	0.52	0.1	0.45	0.4	0.47	0.2	-0.36	0.57	0.37	0.39	-0.16		0.15	0.24	0.21	0.5	0.41	0.28	0.07	0.41	-0.23	0.02	-0.06	0.28	0.3
Cash And Short Term Investments	0.32	0.67	0.61	0.6	0.6	0.7	0.27	-0.82	0.58	0.87	0.72	0.52	0.15		0.4	0.34	0.42	0.44	0.92	0.64	0.49	-0.23	0.48	0.69	0.47	0.48
Non Current Liabilities Total	0.39	0.74	0.57	0.82	0.83	0.63	-0.2	-0.37	0.77	0.63	0.83	0.1	0.24	0.4		0.23	0.68	0.57	0.3	0.5	0.95	0.3	0.25	0.08	0.13	0.14
Other Stockholder Equity	0.81	0.54	0.56	0.18	0.2	0.7	0.73	-0.35	0.54	0.25	0.26	-0.16	0.21	0.34	0.23		0.14	0.44	0.47	0.55	0.28	-0.31	0.25	0.57	0.67	0.66
Total Liab	0.27	0.52	0.16	0.84	0.79	0.43	-0.17	-0.22	0.56	0.53	0.85	0.44	0.5	0.42	0.68	0.14		0.22	0.46	0.16	0.8	0.27	-0.02	-0.17	0.29	0.3
Property Plant And Equipment Gross	0.5	0.86	0.74	0.59	0.62	0.76	0.21	-0.69	0.83	0.72	0.47	-0.44	0.41	0.44	0.57	0.44	0.22		0.34	0.69	0.6	0.02	0.36	0.54	0.37	0.37
Total Current Assets	0.48	0.59	0.48	0.46	0.47	0.66	0.42	-0.75	0.52	0.74	0.64	0.53	0.28	0.92	0.3	0.47	0.46	0.34		0.51	0.4	-0.43	0.55	0.61	0.5	0.51
Short Term Debt	0.31	0.68	0.99	0.46	0.46	0.69	0.42	-0.56	0.62	0.6	0.44	-0.06	0.07	0.64	0.5	0.55	0.16	0.69	0.51		0.49	0.12	0.33	0.83	0.68	0.68
Net Receivables	0.44	0.83	0.54	0.94	0.94	0.72	-0.11	-0.43	0.86	0.71	0.92	0.14	0.41	0.49	0.95	0.28	0.8	0.6	0.4	0.49		0.28	0.15	0.09	0.28	0.29
Intangible Assets	-0.53	-0.08	0.12	0.32	0.32	-0.24	-0.5	0.45	-0.04	-0.1	0.12	-0.1	-0.23	-0.23	0.3	-0.31	0.27	0.02	-0.43	0.12	0.28		-0.39	-0.27	0.09	0.08
Other Current Assets	0.37	0.35	0.37	0.06	0.19	0.35	0.02	-0.62	0.27	0.5	0.24	0.11	0.02	0.48	0.25	0.25	-0.02	0.36	0.55	0.33	0.15	-0.39		0.42	-0.06	-0.06
Short Term Investments	0.31	0.52	0.8	0.14	0.17	0.61	0.63	-0.65	0.42	0.52	0.17	-0.05	-0.06	0.69	0.08	0.57	-0.17	0.54	0.61	0.83	0.09	-0.27	0.42		0.65	0.65
Common Stock Total Equity	0.28	0.47	0.64	0.33	0.32	0.58	0.7	-0.24	0.46	0.29	0.29	-0.03	0.28	0.47	0.13	0.67	0.29	0.37	0.5	0.68	0.28	0.09	-0.06	0.65		1.0
Common Stock	0.29	0.48	0.64	0.34	0.33	0.59	0.7	-0.25	0.47	0.31	0.31	-0.03	0.3	0.48	0.14	0.66	0.3	0.37	0.51	0.68	0.29	0.08	-0.06	0.65	1.0

Click cells to compare fundamentals

UMB Financial Account Relationship Matchups

UMB Financial fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Common Stock Shares Outstanding	48.3M	48.7M	48.7M	48.8M	49.1M	50.2M
Total Assets	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Short Long Term Debt Total	2.6B	3.5B	2.6B	3.5B	3.0B	1.8B
Other Current Liab	9.9B	16.3B	14.1B	36.2B	43.5B	45.7B
Total Current Liabilities	12.2B	19.6B	16.3B	39.3B	46.1B	48.4B
Total Stockholder Equity	3.0B	3.1B	2.7B	3.1B	3.5B	3.6B
Property Plant And Equipment Net	293.1M	270.9M	263.6M	211.3M	204.6M	233.6M
Net Debt	(3.3B)	(9.0B)	(1.3B)	(2.1B)	(5.6B)	(5.3B)
Retained Earnings	1.9B	2.2B	2.5B	2.8B	3.2B	3.3B
Cash	3.5B	9.3B	1.7B	5.6B	8.6B	9.0B
Non Current Assets Total	11.1B	14.3B	549.8M	30.8B	33.7B	35.3B
Non Currrent Assets Other	(96.8M)	(95.1M)	(13.6B)	1.5B	2.1B	2.3B
Other Assets	9.0B	7.1B	38.0B	5.6B	49.3B	51.8B
Cash And Short Term Investments	12.8B	21.2B	420K	12.7B	16.3B	17.2B
Liabilities And Stockholders Equity	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Non Current Liabilities Total	269.6M	271.5M	381.3M	1.6B	822.9M	864.1M
Other Stockholder Equity	752.3M	787.1M	778.7M	791.5M	809.6M	572.6M
Total Liab	269.6M	271.5M	381.3M	40.9B	46.9B	49.3B
Property Plant And Equipment Gross	293.1M	849.0M	875.8M	606.2M	623.2M	654.3M
Total Current Assets	13.0B	21.4B	420K	13.2B	16.8B	17.6B
Short Term Debt	2.3B	3.2B	2.2B	3.1B	2.6B	1.7B
Net Receivables	139.9M	131.1M	189.2M	519.7M	425.4M	446.7M
Intangible Assets	21.1M	14.4M	78.7M	101.4M	80.8M	41.9M
Accumulated Other Comprehensive Income	318.3M	126.3M	(702.7M)	(556.9M)	(573.1M)	(544.4M)
Other Current Assets	5.4B	10.7B	2.9B	6.2B	5.6B	3.9B
Short Term Investments	9.3B	12.0B	7.0B	7.1B	7.8B	5.9B
Other Liab	62.1M	154.5M	188.7M	172.9M	198.8M	123.9M
Accounts Payable	232.2M	319.7M	35.6B	239.6M	215.7M	204.9M
Long Term Debt	269.6M	271.5M	381.3M	383.2M	385.3M	404.6M
Inventory	(5.4B)	(10.7B)	(3.1B)	(966.9M)	(870.2M)	(913.7M)
Treasury Stock	(278.0M)	(338.1M)	(323.5M)	(347.3M)	(312.5M)	(328.2M)
Property Plant Equipment	300.3M	293.1M	270.9M	263.6M	303.2M	276.7M
Net Tangible Assets	2.4B	2.8B	3.0B	2.4B	2.7B	2.0B
Retained Earnings Total Equity	1.7B	1.9B	2.2B	2.5B	2.9B	1.5B
Long Term Debt Total	97.5M	269.6M	271.5M	381.3M	438.5M	460.4M
Capital Surpluse	1.1B	1.1B	1.1B	1.1B	1.3B	1.1B
Long Term Investments	26.7B	13.8B	13.2B	13.2B	13.6B	17.1B

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When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:

How To Invest In UMB

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Is UMB Stock a good investment?

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What is UMB Financial's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.362

Dividend Share

1.59

Earnings Share

8.83

Revenue Per Share

32.676

Quarterly Revenue Growth

0.777

The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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UMB Free Cash Flow Yield vs Ptb Ratio Analysis

Free Cash Flow Yield vs Ptb Ratio

Free Cash Flow Yield vs Ptb Ratio Correlation Analysis

Correlation Coefficient

Free Cash Flow Yield

Ptb Ratio

UMB Financial fundamental ratios Correlations

UMB Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

UMB Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets
Short Term Debt	+ 0.99	Short Long Term Debt Total
Total Stockholder Equity	+ 0.96	Total Assets
Total Current Liabilities	+ 0.96	Other Current Liab
Retained Earnings	+ 0.95	Total Stockholder Equity

Cash	- 0.9	Net Debt
Cash And Short Term Investments	- 0.82	Net Debt
Net Debt	- 0.76	Total Assets
Total Current Assets	- 0.75	Net Debt
Net Debt	- 0.73	Total Stockholder Equity
Property Plant And Equipment Gross	- 0.69	Net Debt