First Ptb Ratio vs Book Value Per Share Analysis

FFIN Stock

USD 30.77 0.75 2.50%

First Financial financial indicator trend analysis is much more than just examining First Financial Bank latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Financial Bank is a good investment. Please check the relationship between First Financial Ptb Ratio and its Book Value Per Share accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.

Ptb Ratio vs Book Value Per Share

Ptb Ratio vs Book Value Per Share Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Financial Bank Ptb Ratio account and Book Value Per Share. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between First Financial's Ptb Ratio and Book Value Per Share is -0.37. Overlapping area represents the amount of variation of Ptb Ratio that can explain the historical movement of Book Value Per Share in the same time period over historical financial statements of First Financial Bankshares, assuming nothing else is changed. The correlation between historical values of First Financial's Ptb Ratio and Book Value Per Share is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Ptb Ratio of First Financial Bankshares are associated (or correlated) with its Book Value Per Share. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Book Value Per Share has no effect on the direction of Ptb Ratio i.e., First Financial's Ptb Ratio and Book Value Per Share go up and down completely randomly.

Correlation Coefficient

-0.37

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Most indicators from First Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Financial Bank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.At this time, First Financial's Selling General Administrative is very stable compared to the past year. As of the 5th of January 2026, Enterprise Value is likely to grow to about 7 B, while Tax Provision is likely to drop about 41.1 M.

	2023	2024	2025	2026 (projected)
Interest Expense	144.3M	202.2M	232.5M	244.1M
Depreciation And Amortization	912K	13.4M	15.4M	9.6M

Interest Expense Depreciation And Amortization

First Financial fundamental ratios Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Long Term Debt Total	Other Current Assets	Short Term Debt	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Good Will
Total Assets		0.94	0.95	0.96	0.73	-0.54	0.99	0.86	0.91	0.75	0.42	0.31	-0.44	0.42	0.99	1.0	0.98	0.28	0.13	-0.38	-0.09	-0.44	-0.44	0.22	0.07	0.98
Other Current Liab	0.94		1.0	0.89	0.59	-0.57	0.94	0.85	0.91	0.9	0.19	0.22	-0.33	0.31	0.93	0.94	0.94	0.15	0.07	-0.3	-0.15	-0.33	-0.33	0.28	0.1	0.93
Total Current Liabilities	0.95	1.0		0.89	0.61	-0.54	0.94	0.84	0.9	0.89	0.18	0.25	-0.35	0.28	0.93	0.95	0.94	0.18	0.11	-0.32	-0.11	-0.35	-0.35	0.29	0.11	0.93
Total Stockholder Equity	0.96	0.89	0.89		0.75	-0.54	0.94	0.86	0.84	0.65	0.52	0.39	-0.45	0.41	0.98	0.95	0.89	0.36	0.15	-0.38	-0.05	-0.47	-0.47	0.37	0.14	0.97
Property Plant And Equipment Net	0.73	0.59	0.61	0.75		-0.12	0.67	0.49	0.51	0.33	0.42	0.55	-0.58	0.29	0.76	0.72	0.66	0.55	0.41	-0.6	0.3	-0.64	-0.64	0.23	0.04	0.73
Net Debt	-0.54	-0.57	-0.54	-0.54	-0.12		-0.61	-0.83	-0.74	-0.59	-0.36	0.39	-0.02	-0.48	-0.52	-0.54	-0.54	0.44	0.71	-0.12	0.83	-0.05	-0.05	-0.09	0.1	-0.53
Retained Earnings	0.99	0.94	0.94	0.94	0.67	-0.61		0.86	0.95	0.78	0.39	0.2	-0.34	0.42	0.96	0.99	0.98	0.16	0.0	-0.34	-0.22	-0.34	-0.34	0.1	-0.01	0.96
Cash	0.86	0.85	0.84	0.86	0.49	-0.83	0.86		0.9	0.72	0.5	0.0	-0.37	0.45	0.86	0.85	0.81	-0.04	-0.19	-0.17	-0.39	-0.35	-0.35	0.36	0.03	0.85
Non Current Assets Total	0.91	0.91	0.9	0.84	0.51	-0.74	0.95	0.9		0.79	0.39	-0.09	-0.29	0.41	0.87	0.92	0.92	-0.13	-0.16	-0.23	-0.4	-0.27	-0.27	0.03	-0.09	0.87
Non Currrent Assets Other	0.75	0.9	0.89	0.65	0.33	-0.59	0.78	0.72	0.79		-0.17	0.06	-0.11	0.06	0.72	0.76	0.79	-0.06	-0.13	-0.16	-0.31	-0.11	-0.11	0.2	0.06	0.73
Other Assets	0.42	0.19	0.18	0.52	0.42	-0.36	0.39	0.5	0.39	-0.17		0.02	-0.34	0.55	0.43	0.4	0.31	0.11	0.0	-0.19	-0.1	-0.34	-0.34	0.12	-0.1	0.42
Cash And Short Term Investments	0.31	0.22	0.25	0.39	0.55	0.39	0.2	0.0	-0.09	0.06	0.02		-0.37	0.0	0.38	0.3	0.24	0.99	0.7	-0.37	0.71	-0.42	-0.42	0.52	0.44	0.39
Common Stock Shares Outstanding	-0.44	-0.33	-0.35	-0.45	-0.58	-0.02	-0.34	-0.37	-0.29	-0.11	-0.34	-0.37		-0.17	-0.48	-0.43	-0.37	-0.38	-0.49	0.39	-0.39	1.0	1.0	-0.29	0.08	-0.37
Non Current Liabilities Total	0.42	0.31	0.28	0.41	0.29	-0.48	0.42	0.45	0.41	0.06	0.55	0.0	-0.17		0.41	0.41	0.4	0.05	-0.28	-0.08	-0.35	-0.17	-0.17	-0.02	-0.01	0.41
Other Stockholder Equity	0.99	0.93	0.93	0.98	0.76	-0.52	0.96	0.86	0.87	0.72	0.43	0.38	-0.48	0.41		0.99	0.94	0.35	0.17	-0.37	-0.05	-0.49	-0.49	0.31	0.07	0.99
Total Liab	1.0	0.94	0.95	0.95	0.72	-0.54	0.99	0.85	0.92	0.76	0.4	0.3	-0.43	0.41	0.99		0.98	0.27	0.13	-0.38	-0.1	-0.44	-0.44	0.2	0.06	0.98
Property Plant And Equipment Gross	0.98	0.94	0.94	0.89	0.66	-0.54	0.98	0.81	0.92	0.79	0.31	0.24	-0.37	0.4	0.94	0.98		0.2	0.08	-0.34	-0.15	-0.37	-0.37	0.1	0.1	0.94
Total Current Assets	0.28	0.15	0.18	0.36	0.55	0.44	0.16	-0.04	-0.13	-0.06	0.11	0.99	-0.38	0.05	0.35	0.27	0.2		0.72	-0.37	0.73	-0.44	-0.44	0.46	0.4	0.35
Short Long Term Debt Total	0.13	0.07	0.11	0.15	0.41	0.71	0.0	-0.19	-0.16	-0.13	0.0	0.7	-0.49	-0.28	0.17	0.13	0.08	0.72		-0.43	0.96	-0.52	-0.52	0.3	0.22	0.14
Other Current Assets	-0.38	-0.3	-0.32	-0.38	-0.6	-0.12	-0.34	-0.17	-0.23	-0.16	-0.19	-0.37	0.39	-0.08	-0.37	-0.38	-0.34	-0.37	-0.43		-0.37	0.42	0.42	0.05	-0.12	-0.34
Short Term Debt	-0.09	-0.15	-0.11	-0.05	0.3	0.83	-0.22	-0.39	-0.4	-0.31	-0.1	0.71	-0.39	-0.35	-0.05	-0.1	-0.15	0.73	0.96	-0.37		-0.42	-0.42	0.28	0.22	-0.07
Common Stock Total Equity	-0.44	-0.33	-0.35	-0.47	-0.64	-0.05	-0.34	-0.35	-0.27	-0.11	-0.34	-0.42	1.0	-0.17	-0.49	-0.44	-0.37	-0.44	-0.52	0.42	-0.42		1.0	-0.31	0.06	-0.38
Common Stock	-0.44	-0.33	-0.35	-0.47	-0.64	-0.05	-0.34	-0.35	-0.27	-0.11	-0.34	-0.42	1.0	-0.17	-0.49	-0.44	-0.37	-0.44	-0.52	0.42	-0.42	1.0		-0.31	0.06	-0.38
Other Liab	0.22	0.28	0.29	0.37	0.23	-0.09	0.1	0.36	0.03	0.2	0.12	0.52	-0.29	-0.02	0.31	0.2	0.1	0.46	0.3	0.05	0.28	-0.31	-0.31		0.49	0.31
Accounts Payable	0.07	0.1	0.11	0.14	0.04	0.1	-0.01	0.03	-0.09	0.06	-0.1	0.44	0.08	-0.01	0.07	0.06	0.1	0.4	0.22	-0.12	0.22	0.06	0.06	0.49		0.09
Good Will	0.98	0.93	0.93	0.97	0.73	-0.53	0.96	0.85	0.87	0.73	0.42	0.39	-0.37	0.41	0.99	0.98	0.94	0.35	0.14	-0.34	-0.07	-0.38	-0.38	0.31	0.09

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First Financial Account Relationship Matchups

First Financial fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	13.1B	13.0B	13.1B	14.0B	16.1B	16.9B
Other Current Liab	10.6B	11.0B	11.2B	12.1B	13.9B	14.6B
Total Current Liabilities	11.2B	11.6B	11.5B	12.2B	14.0B	14.7B
Total Stockholder Equity	1.8B	1.3B	1.5B	1.6B	1.8B	1.9B
Property Plant And Equipment Net	149.8M	153.0M	151.8M	151.9M	174.7M	88.8M
Net Debt	142.6M	311.8M	(132.5M)	(566.4M)	(651.4M)	(618.8M)
Retained Earnings	981.7M	1.1B	1.2B	1.3B	1.5B	1.6B
Cash	528.6M	330.7M	536.6M	763.4M	877.9M	921.8M
Non Current Assets Total	6.0B	7.2B	7.8B	12.9B	14.9B	15.6B
Non Currrent Assets Other	170.8M	322.5M	295.5M	309.3M	355.7M	373.5M
Other Assets	5.9B	1.2B	2.9B	8.6B	9.9B	10.4B
Cash And Short Term Investments	7.1B	5.8B	5.3B	1.1B	1.2B	1.8B
Common Stock Shares Outstanding	143.1M	143.2M	142.9M	143.2M	128.9M	112.8M
Liabilities And Stockholders Equity	13.1B	13.0B	13.1B	14.0B	16.1B	16.9B
Non Current Liabilities Total	126.7M	81.4M	85.4M	197.7M	227.4M	238.7M
Other Stockholder Equity	676.9M	677.6M	681.2M	689.3M	792.7M	832.4M
Total Liab	11.3B	11.7B	11.6B	12.4B	14.2B	14.9B
Property Plant And Equipment Gross	257.8M	268.7M	272.5M	282.7M	325.1M	341.3M
Total Current Assets	7.1B	5.8B	5.3B	1.1B	1.2B	1.9B
Accumulated Other Comprehensive Income	99.3M	(535.2M)	(403.3M)	(424.3M)	(381.9M)	(362.8M)
Short Long Term Debt Total	671.2M	642.5M	404.1M	197.0M	226.6M	288.9M
Other Current Assets	729.1M	531.1M	330.7M	537.1M	483.4M	879.2M
Short Term Debt	650.1M	621.5M	383.0M	76.0M	87.4M	83.0M
Common Stock Total Equity	1.4M	1.4M	1.4M	1.4M	1.3M	1.2M
Common Stock	1.4M	1.4M	1.4M	1.4M	1.3M	1.2M
Other Liab	33.4M	120.4M	105.6M	36.0M	41.4M	41.1M
Accounts Payable	16.3M	14.6M	10.6B	24.3M	21.9M	20.8M
Short Term Investments	6.6B	5.5B	4.7B	289.0M	260.1M	247.1M
Intangible Assets	3.3M	2.1M	1.1M	314.0M	282.6M	268.5M
Property Plant Equipment	131.0M	142.3M	149.8M	153.0M	175.9M	97.1M
Net Tangible Assets	1.1B	1.4B	1.4B	950.2M	1.1B	861.9M
Long Term Debt	671.2M	642.5M	21.1M	121.1M	139.2M	132.3M
Retained Earnings Total Equity	707.7M	836.7M	981.7M	1.1B	1.3B	1.4B
Capital Surpluse	450.7M	669.6M	676.9M	677.6M	779.2M	463.2M
Long Term Investments	6.6B	5.5B	4.7B	4.6B	5.3B	3.5B
Non Current Liabilities Other	33.6M	101.9M	84.2M	36.0M	41.4M	50.3M

Pair Trading with First Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Financial will appreciate offsetting losses from the drop in the long position's value.

Moving against First Stock

0.6	ECBK	ECB Bancorp	Pair Corr
0.48	BIRG	Bank of Ireland	Pair Corr
0.47	HTBK	Heritage Commerce Corp	Pair Corr
0.31	CAC	Camden National	Pair Corr

The ability to find closely correlated positions to First Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Financial Bankshares to buy it.

The correlation of First Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Financial Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for First Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:

How To Invest In First

Details

Is First Stock a good investment?

Details

What is First Financial's Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.

You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.07)

Dividend Share

0.74

Earnings Share

1.69

Revenue Per Share

4.069

Quarterly Revenue Growth

0.026

The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Ptb Ratio vs Book Value Per Share Analysis

Ptb Ratio vs Book Value Per Share

Ptb Ratio vs Book Value Per Share Correlation Analysis

Correlation Coefficient

Ptb Ratio

Book Value Per Share

First Financial fundamental ratios Correlations

First Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Financial fundamental ratios Accounts

Pair Trading with First Financial

Moving against First Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Common Stock Total Equity	+ 1.0	Common Stock Shares Outstanding
Common Stock	+ 1.0	Common Stock Shares Outstanding
Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets

Cash	- 0.83	Net Debt
Non Current Assets Total	- 0.74	Net Debt
Common Stock	- 0.64	Property Plant And Equipment Net
Common Stock Total Equity	- 0.64	Property Plant And Equipment Net
Retained Earnings	- 0.61	Net Debt
Other Current Assets	- 0.6	Property Plant And Equipment Net