10 Year Real Interest Rate Indicator

Measurement
Percent
Indicator Type or Source
Interest Indicator
Period End Date
October 1, 2025
Clasification
Interest
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
10 Year Real Interest Rate Indicator is an economic indicator measured in Percent. It covers the period from Tuesday, December 24, 1985, to Wednesday, October 1, 2025, and is updated monthly. Please note, the Federal Reserve Bank of Cleveland estimates the expected rate of inflation over the next 30 years along with the inflation risk premium, the real risk premium, and the real interest rate. Their estimates are calculated with a model that uses Treasury yields, inflation data, inflation swaps, and survey-based measures of inflation expectations. For more information, please visit the Federal Reserve Bank of Cleveland. Please view all Interest indicators for more information or continue to All Top Economic Indicators.
Source: Federal Reserve Bank of St. Louis (fred.stlouisfed.org)

40-Year History of 10 Year Real Interest Rate Indicator

The above interactive chart and the table below show the 40-year history of 10 year real interest rate indicator going back to Tuesday, December 24, 1985. The current value is 1.57 which was updated on Wednesday, October 1, 2025. Historical data enables economists and other stakeholders to identify patterns and trends over time. This can provide insights into how different sectors of the economy are likely to perform under similar conditions in the future.
Oct 1, 20251.57  
Sep 1, 20251.55  
Aug 1, 20251.57  
Jul 1, 20251.66  
Jun 1, 20251.87  
May 1, 20251.67  
Apr 1, 20251.67  
Mar 1, 20251.86  
Feb 1, 20252.03  
Jan 1, 20252.06  
Dec 1, 20241.82  
Nov 1, 20241.96  
Oct 1, 20241.48  
Sep 1, 20241.58  
Aug 1, 20241.66  
Jul 1, 20242.05  
Jun 1, 20242.0  
May 1, 20242.1  
Apr 1, 20241.94  
Mar 1, 20241.93  
Feb 1, 20241.62  
Jan 1, 20241.68  
Dec 1, 20231.68  
Nov 1, 20232.09  
Oct 1, 20232.08  
Sep 1, 20231.7  
Aug 1, 20231.6  
Jul 1, 20231.43  
Jun 1, 20231.06  
May 1, 20231.54  
Apr 1, 20231.44  
Mar 1, 20232.06  
Feb 1, 20231.42  
Jan 1, 20231.78  
Dec 1, 20221.58  
Nov 1, 20221.93  
Oct 1, 20221.8  
Sep 1, 20221.2  
Aug 1, 20220.86  
Jul 1, 20221.06  
Jun 1, 20221.03  
May 1, 20221.2  
Apr 1, 20220.95  
Mar 1, 20220.35  
Feb 1, 20220.44  
Jan 1, 20220.32  
Dec 1, 20210.0917  
Nov 1, 20210.16  
Oct 1, 20210.0879  
Sep 1, 2021-0.19  
Aug 1, 2021-0.26  
Jul 1, 20210.035  
Jun 1, 2021-0.005665  
May 1, 20210.0369  
Apr 1, 20210.12  
Mar 1, 20210.0125  
Feb 1, 2021-0.23  
Jan 1, 2021-0.24  
Dec 1, 2020-0.23  
Nov 1, 2020-0.21  
Oct 1, 2020-0.29  
Sep 1, 2020-0.34  
Aug 1, 2020-0.41  
Jul 1, 2020-0.35  
Jun 1, 2020-0.15  
May 1, 2020-0.0279  
Apr 1, 2020-0.11  
Mar 1, 2020-0.13  
Feb 1, 20200.32  
Jan 1, 20200.51  
Dec 1, 20190.51  
Nov 1, 20190.43  
Oct 1, 20190.37  
Sep 1, 20190.24  
Aug 1, 20190.42  
Jul 1, 20190.44  
Jun 1, 20190.42  
May 1, 20190.54  
Apr 1, 20190.42  
Mar 1, 20190.52  
Feb 1, 20191.07  
Jan 1, 20191.04  
Dec 1, 20181.25  
Nov 1, 20181.31  
Oct 1, 20181.3  
Sep 1, 20181.13  
Aug 1, 20181.26  
Jul 1, 20181.16  
Jun 1, 20181.25  
May 1, 20181.22  
Apr 1, 20181.01  
Mar 1, 20181.03  
Feb 1, 20181.09  
Jan 1, 20180.87  
Dec 1, 20170.57  
Nov 1, 20170.75  
Oct 1, 20170.73  
Sep 1, 20170.57  
Aug 1, 20170.67  
Jul 1, 20170.73  
Jun 1, 20170.74  
May 1, 20170.78  
Apr 1, 20170.77  
Mar 1, 20170.92  
Feb 1, 20170.77  
Jan 1, 20170.73  
Dec 1, 20160.7  
Nov 1, 20160.35  
Oct 1, 20160.29  
Sep 1, 20160.22  
Aug 1, 20160.23  
Jul 1, 20160.17  
Jun 1, 20160.52  
May 1, 20160.41  
Apr 1, 20160.35  
Mar 1, 20160.55  
Feb 1, 20160.54  
Jan 1, 20160.73  
Dec 1, 20150.65  
Nov 1, 20150.67  
Oct 1, 20150.53  
Sep 1, 20150.51  
Aug 1, 20150.55  
Jul 1, 20150.67  
Jun 1, 20150.55  
May 1, 20150.53  
Apr 1, 20150.41  
Mar 1, 20150.75  
Feb 1, 20150.54  
Jan 1, 20150.71  
Dec 1, 20140.38  
Nov 1, 20140.71  
Oct 1, 20140.7  
Sep 1, 20140.58  
Aug 1, 20140.65  
Jul 1, 20140.59  
Jun 1, 20140.62  
May 1, 20140.63  
Apr 1, 20140.7  
Mar 1, 20140.58  
Feb 1, 20140.51  
Jan 1, 20140.68  
Dec 1, 20130.42  
Nov 1, 20130.49  
Oct 1, 20130.49  
Sep 1, 20130.54  
Aug 1, 20130.48  
Jul 1, 20130.55  
Jun 1, 20130.23  
May 1, 2013-0.0194  
Apr 1, 2013-0.0242  
Mar 1, 20130.0503  
Feb 1, 20130.17  
Jan 1, 20130.0844  
Dec 1, 2012-0.17  
Nov 1, 2012-0.005737  
Oct 1, 2012-0.0932  
Sep 1, 2012-0.17  
Aug 1, 2012-0.0601  
Jul 1, 2012-0.0548  
Jun 1, 2012-0.0482  
May 1, 2012-0.0872  
Apr 1, 20120.19  
Mar 1, 20120.17  
Feb 1, 20120.0219  
Jan 1, 20120.15  
Dec 1, 20110.14  
Nov 1, 20110.14  
Oct 1, 20110.0986  
Sep 1, 20110.21  
Aug 1, 20110.39  
Jul 1, 20110.57  
Jun 1, 20110.49  
May 1, 20110.71  
Apr 1, 20110.98  
Mar 1, 20110.87  
Feb 1, 20110.83  
Jan 1, 20110.86  
Dec 1, 20100.63  
Nov 1, 20100.34  
Oct 1, 20100.41  
Sep 1, 20100.58  
Aug 1, 20100.66  
Jul 1, 20100.85  
Jun 1, 20101.02  
May 1, 20101.23  
Apr 1, 20101.31  
Mar 1, 20101.0  
Feb 1, 20101.12  
Jan 1, 20101.3  
Dec 1, 20090.85  
Nov 1, 20091.06  
Oct 1, 20091.0  
Sep 1, 20090.95  
Aug 1, 20091.16  
Jul 1, 20091.27  
Jun 1, 20091.32  
May 1, 20091.02  
Apr 1, 20090.71  
Mar 1, 20091.25  
Feb 1, 20091.04  
Jan 1, 20090.94  
Dec 1, 20080.98  
Nov 1, 20081.63  
Oct 1, 20081.49  
Sep 1, 20081.24  
Aug 1, 20081.36  
Jul 1, 20081.45  
Jun 1, 20081.49  
May 1, 20081.4  
Apr 1, 20081.06  
Mar 1, 20081.03  
Feb 1, 20081.11  
Jan 1, 20081.4  
Dec 1, 20071.39  
Nov 1, 20071.83  
Oct 1, 20071.99  
Sep 1, 20071.95  
Aug 1, 20072.13  
Jul 1, 20072.37  
Jun 1, 20072.25  
May 1, 20072.03  
Apr 1, 20072.08  
Mar 1, 20072.02  
Feb 1, 20072.29  
Jan 1, 20072.15  
Dec 1, 20062.12  
Nov 1, 20062.2  
Oct 1, 20062.21  
Sep 1, 20062.21  
Aug 1, 20062.3  
Jul 1, 20062.5  
Jun 1, 20062.45  
May 1, 20062.41  
Apr 1, 20062.36  
Mar 1, 20062.38  
Feb 1, 20062.2  
Jan 1, 20062.06  
Dec 1, 20052.02  
Nov 1, 20052.08  
Oct 1, 20051.97  
Sep 1, 20051.74  
Aug 1, 20052.01  
Jul 1, 20051.82  
Jun 1, 20051.67  
May 1, 20051.79  
Apr 1, 20052.02  
Mar 1, 20051.98  
Feb 1, 20051.81  
Jan 1, 20051.78  
Dec 1, 20041.91  
Nov 1, 20041.61  
Oct 1, 20041.69  
Sep 1, 20041.48  
Aug 1, 20041.86  
Jul 1, 20041.93  
Jun 1, 20041.95  
May 1, 20041.88  
Apr 1, 20041.36  
Mar 1, 20041.47  
Feb 1, 20041.57  
Jan 1, 20041.7  
Dec 1, 20031.71  
Nov 1, 20031.71  
Oct 1, 20031.38  
Sep 1, 20031.9  
Aug 1, 20031.75  
Jul 1, 20031.13  
Jun 1, 20030.91  
May 1, 20031.37  
Apr 1, 20031.31  
Mar 1, 20031.22  
Feb 1, 20031.47  
Jan 1, 20031.49  
Dec 1, 20021.69  
Nov 1, 20021.4  
Oct 1, 20021.27  
Sep 1, 20021.45  
Aug 1, 20021.74  
Jul 1, 20022.14  
Jun 1, 20022.32  
May 1, 20022.35  
Apr 1, 20022.7  
Mar 1, 20022.42  
Feb 1, 20022.4  
Jan 1, 20022.52  
Dec 1, 20012.04  
Nov 1, 20011.81  
Oct 1, 20011.99  
Sep 1, 20012.18  
Aug 1, 20012.33  
Jul 1, 20012.53  
Jun 1, 20012.53  
May 1, 20012.43  
Apr 1, 20012.22  
Mar 1, 20012.27  
Feb 1, 20012.27  
Jan 1, 20012.25  
Dec 1, 20002.64  
Nov 1, 20002.83  
Oct 1, 20002.88  
Sep 1, 20002.89  
Aug 1, 20003.05  
Jul 1, 20003.06  
Jun 1, 20003.13  
May 1, 20003.36  
Apr 1, 20003.2  
Mar 1, 20003.44  
Feb 1, 20003.51  
Jan 1, 20003.41  
Dec 1, 19993.19  
Nov 1, 19993.15  
Oct 1, 19993.14  
Sep 1, 19993.17  
Aug 1, 19993.1  
Jul 1, 19993.01  
Jun 1, 19993.12  
May 1, 19992.7  
Apr 1, 19992.68  
Mar 1, 19992.71  
Feb 1, 19992.37  
Jan 1, 19992.31  
Dec 1, 19982.23  
Nov 1, 19982.22  
Oct 1, 19981.94  
Sep 1, 19982.5  
Aug 1, 19982.78  
Jul 1, 19982.77  
Jun 1, 19982.87  
May 1, 19982.89  
Apr 1, 19982.85  
Mar 1, 19982.85  
Feb 1, 19982.78  
Jan 1, 19982.84  
Dec 1, 19972.92  
Nov 1, 19972.97  
Oct 1, 19973.02  
Sep 1, 19973.15  
Aug 1, 19973.09  
Jul 1, 19973.2  
Jun 1, 19973.28  
May 1, 19973.44  
Apr 1, 19973.55  
Mar 1, 19973.31  
Feb 1, 19973.21  
Jan 1, 19973.25  
Dec 1, 19962.95  
Nov 1, 19963.14  
Oct 1, 19963.32  
Sep 1, 19963.52  
Aug 1, 19963.33  
Jul 1, 19963.37  
Jun 1, 19963.49  
May 1, 19963.31  
Apr 1, 19963.11  
Mar 1, 19962.9  
Feb 1, 19962.6  
Jan 1, 19962.65  
Dec 1, 19952.72  
Nov 1, 19952.88  
Oct 1, 19953.01  
Sep 1, 19953.02  
Aug 1, 19953.15  
Jul 1, 19952.94  
Jun 1, 19952.9  
May 1, 19953.42  
Apr 1, 19953.65  
Mar 1, 19953.72  
Feb 1, 19954.05  
Jan 1, 19954.24  
Dec 1, 19944.12  
Nov 1, 19944.1  
Oct 1, 19943.96  
Sep 1, 19943.64  
Aug 1, 19943.58  
Jul 1, 19943.79  
Jun 1, 19943.59  
May 1, 19943.62  
Apr 1, 19943.66  
Mar 1, 19942.97  
Feb 1, 19942.62  
Jan 1, 19942.77  
Dec 1, 19932.72  
Nov 1, 19932.56  
Oct 1, 19932.4  
Sep 1, 19932.45  
Aug 1, 19932.7  
Jul 1, 19932.59  
Jun 1, 19932.76  
May 1, 19932.66  
Apr 1, 19932.77  
Mar 1, 19932.67  
Feb 1, 19933.0  
Jan 1, 19933.27  
Dec 1, 19923.51  
Nov 1, 19923.32  
Oct 1, 19922.73  
Sep 1, 19922.96  
Aug 1, 19923.12  
Jul 1, 19923.35  
Jun 1, 19923.57  
May 1, 19923.75  
Apr 1, 19923.79  
Mar 1, 19923.66  
Feb 1, 19923.63  
Jan 1, 19923.2  
Dec 1, 19913.41  
Nov 1, 19913.57  
Oct 1, 19913.64  
Sep 1, 19913.88  
Aug 1, 19914.14  
Jul 1, 19914.22  
Jun 1, 19914.19  
May 1, 19914.05  
Apr 1, 19914.11  
Mar 1, 19914.18  
Feb 1, 19913.91  
Jan 1, 19913.92  
Dec 1, 19903.89  
Nov 1, 19904.06  
Oct 1, 19904.2  
Sep 1, 19904.4  
Aug 1, 19904.17  
Jul 1, 19904.34  
Jun 1, 19904.38  
May 1, 19904.81  
Apr 1, 19904.55  
Mar 1, 19904.55  
Feb 1, 19904.37  
Jan 1, 19904.13  
Dec 1, 19894.03  
Nov 1, 19894.03  
Oct 1, 19894.3  
Sep 1, 19894.28  
Aug 1, 19893.74  
Jul 1, 19894.0  
Jun 1, 19894.41  
May 1, 19894.63  
Apr 1, 19894.87  
Mar 1, 19894.97  
Feb 1, 19894.73  
Jan 1, 19894.86  
Dec 1, 19884.62  
Nov 1, 19884.36  
Oct 1, 19884.46  
Sep 1, 19884.71  
Aug 1, 19884.54  
Jul 1, 19884.44  
Jun 1, 19884.65  
May 1, 19884.5  
Apr 1, 19884.42  
Mar 1, 19884.04  
Feb 1, 19884.1  
Jan 1, 19884.61  
Dec 1, 19874.58  
Nov 1, 19874.53  
Oct 1, 19874.96  
Sep 1, 19874.6  
Aug 1, 19874.48  
Jul 1, 19874.28  
Jun 1, 19874.33  
May 1, 19874.36  
Apr 1, 19873.76  
Mar 1, 19873.55  
Feb 1, 19873.58  
Jan 1, 19873.6  
Dec 1, 19863.54  
Nov 1, 19863.74  
Oct 1, 19863.87  
Sep 1, 19863.55  
Aug 1, 19863.92  
Jul 1, 19863.99  
Jun 1, 19864.58  
May 1, 19864.05  
Apr 1, 19863.95  
Mar 1, 19864.21  
Feb 1, 19864.62  
Jan 1, 19864.55  
Dec 1, 19855.08  
Nov 1, 19855.24  
Oct 1, 19855.41  
Sep 1, 19855.42  
Aug 1, 19855.59  
Jul 1, 19855.33  
Jun 1, 19855.16  
May 1, 19855.94  
Apr 1, 19856.19  
Mar 1, 19856.38  
Feb 1, 19856.02  
Jan 1, 19856.16  
Dec 1, 19846.08  
Nov 1, 19846.07  
Oct 1, 19846.61  
Sep 1, 19846.98  
Aug 1, 19846.87  
Jul 1, 19847.45  
Jun 1, 19847.35  
May 1, 19846.85  
Apr 1, 19846.63  
Mar 1, 19846.46  
Feb 1, 19846.1  
Jan 1, 19846.22  
Dec 1, 19836.15  
Nov 1, 19836.14  
Oct 1, 19836.03  
Sep 1, 19836.36  
Aug 1, 19836.27  
Jul 1, 19835.82  
Jun 1, 19835.81  
May 1, 19835.4  
Apr 1, 19835.7  
Mar 1, 19835.57  
Feb 1, 19835.86  
Jan 1, 19835.54  
Dec 1, 19825.88  
Nov 1, 19825.63  
Oct 1, 19826.28  
Sep 1, 19826.51  
Aug 1, 19826.88  
Jul 1, 19827.56  
Jun 1, 19827.35  
May 1, 19827.32  
Apr 1, 19827.41  
Mar 1, 19827.13  
Feb 1, 19827.66  

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  
Check out your portfolio center.
Note that this page's information should be used as a complementary analysis to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

Other Complementary Tools

Price Transformation
Use Price Transformation models to analyze the depth of different equity instruments across global markets
Portfolio Dashboard
Portfolio dashboard that provides centralized access to all your investments
Risk-Return Analysis
View associations between returns expected from investment and the risk you assume
Top Crypto Exchanges
Search and analyze digital assets across top global cryptocurrency exchanges
Portfolio Holdings
Check your current holdings and cash postion to detemine if your portfolio needs rebalancing